Anoka County property record for 481 Aqua Cir, Circle Pines, MN 55014
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 1,333 sqft · built 1998 |
| Lot Size | 0.023 acres (994 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $287,454 (Jun 2025) |
| Tax Bill | $2,620 (2026) |
| Deeds & Mortgages | May 2022 Sale & Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-31-22-22-0090 |
| Primary APN | 20-31-22-22-0090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,333 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 994 sqft (0.023 acres) |
| Garage Area | 98 sqft |
| Driveway | Driveway |
| Porch | Open Porch |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 481 AQUA CIR |
|---|---|
| City | CIRCLE PINES |
| State | MN |
| Zip | 55014-2714 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 1214 CIC NO 27 MARSHAN LAKE CONDO, TOG/W COMMONELEMENT, SUBJ TO EASE OF REC |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 20 |
| Legal Subdivision | CIC NO 27 MARSHAN LAKE |
| Legal Lot Number | 1214 |
| Legal Unit | 1214 |
| Jurisdiction | ANOKA MN |
| Township / Civil Division | LINO LAKES |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 50237 |
Source: Anoka County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 481 AQUA CIR, CIRCLE PINES, MN 55014-2714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage FINANCIAL ONE CU |
| May 7, 2019 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2025 · Amount on Record |
| Deed Sale | Jun 18, 2025 · Amount on Record |
| Prior Sale | May 11, 2022 · Amount on Record |
| Deed Document Number | 20252441371 |
| Prior Transfer Date | Jun 28, 2007 |
| Prior Transfer Doc | 0000045169 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | May 19, 2022 |
| Property Address | 481 AQUA CIR, CIRCLE PINES, MN 55014-2714 |
| Document Number | A2365612001 |
| Instrument Date | May 11, 2022 |
| Instrument | A2365612.001 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | EXECUTIVE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $891.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 481 AQUA CIR, LINO LAKES, MN 55014-2714 |
| Document Number | A2365612002 |
|---|---|
| Date | May 19, 2022 |
| Instrument | A2365612.002 |
| Name | FINANCIAL ONE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | May 7, 2019 |
| Property Address | 481 AQUA CIR, CIRCLE PINES, MN 55014-2714 |
| Document Number | A2226213001 |
| Instrument Date | Apr 30, 2019 |
| Instrument | A2226213.001 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ANCONA TITLE, ANCONA TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $594.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 481 AQUA CIR, LINO LAKES, MN 55014-2714 |
| Document Number | A2226213002 |
|---|---|
| Date | May 7, 2019 |
| Instrument | A2226213.002 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2049 |
Source: Anoka County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Anoka County |
| Municipality | Lino Lakes City |
| Unified School District | Centennial Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,620.00 (+14.11%) Homeowner's exemption | $234,900 (+6.63%) Land $65,000 Building $169,900 | $234,900 (+6.63%) Land $65,000 Building $169,900 |
| 2024 | $2,296.00 | $220,300 Land $51,100 Building $169,200 | $220,300 Land $51,100 Building $169,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Lino Lakes serves 18,608 people · EPA ID MN1020023 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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