480 Aqua Cir, Circle Pines, MN 55014 Property Records

Anoka County property record for 480 Aqua Cir, Circle Pines, MN 55014

Property Summary

Property TypeCondominium
Details3 bd · 1 ba · 1,333 sqft · built 1998
Lot Size0.023 acres (994 sqft)
OwnerIndividual Name on Record
Last Sale$230,000 (Feb 2021)
Tax Bill$2,891 (2026)
Deeds & MortgagesOct 2023 Sale & Mortgage
Feb 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-31-22-22-0089

Property Details

APN / Parcel Number

Primary APN20-31-22-22-0089
Alternative APN
  • 1374462

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,333 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area994 sqft (0.023 acres)
Garage Area98 sqft
DrivewayDriveway
PorchOpen Porch
Porch Area35 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address480 AQUA CIR
CityCIRCLE PINES
StateMN
Zip55014-2714
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 1114 CIC NO 27 MARSHAN LAKE CONDO, TOG/W COMMONELEMENT, SUBJ TO EASE OF REC
Legal Range22W
Legal Township31N
Legal Section20
Legal SubdivisionCIC NO 27 MARSHAN LAKE
Legal Lot Number1114
Legal Unit1114
JurisdictionANOKA MN
Township / Civil DivisionLINO LAKES
Census Block Group2
Census Block2015
Census Tract50237

Owner

Source: Anoka County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address480 AQUA CIR, CIRCLE PINES, MN 55014-2714
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 11, 2021Warranty Deed, Transfer · Conventional Mortgage
LAKE AREA MORTGAGE
Jun 5, 2018Warranty Deed, Transfer · Conventional with PMI
STEARNS LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 11, 2021 · Amount on Record
Deed SaleFeb 11, 2021 · Amount on Record
Prior SaleJun 5, 2018 · Amount on Record
Deed Document Number20212303061001
Record UpdatedOct 29, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionANOKA MN
Recording DateOct 19, 2023
Property Address480 AQUA CIR, CIRCLE PINES, MN 55014-2714
Document NumberA2401187003
Instrument DateSep 28, 2023
InstrumentA2401187.003
Transaction TypeTransfer
Record UpdatedDec 4, 2023
Title CompanyTRADEMARK TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$845.13
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address480 AQUA CIR, LINO LAKES, MN 55014-2714

Mortgage

Document NumberA2401187004
DateOct 19, 2023
InstrumentA2401187.004
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2053

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionANOKA MN
Recording DateFeb 11, 2021
Property Address480 AQUA CIR, CIRCLE PINES, MN 55014-2714
Document NumberA2303061001
Instrument DateDec 21, 2020
InstrumentA2303061.001
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyEDINA REALTY TITLE, EDINA READY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$759.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address480 AQUA CIR, LINO LAKES, MN 55014-2714

Mortgage

Document NumberA2303061002
DateFeb 11, 2021
InstrumentA2303061.002
Lender
NameLAKE AREA MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2051

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionANOKA MN
Recording DateJun 5, 2018
Property Address480 AQUA CIR, CIRCLE PINES, MN 55014-2714
Document Number2200902001
Instrument DateMay 24, 2018
Instrument2200902001
Transaction TypeTransfer
Record UpdatedJun 29, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$577.83
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address480 AQUA CIR LINO LAKES MN 550142714, LINO LAKES, MN 55014-2714

Mortgage

Document Number2200902002
DateJun 5, 2018
Instrument2200902002
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 4, 2048

Tax Assessment & Valuation

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyAnoka County
MunicipalityLino Lakes City
Unified School DistrictCentennial Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,891.00 (+25.91%) Homeowner's exemption$234,900 (+6.63%) Land $65,000 Building $169,900$234,900 (+6.63%) Land $65,000 Building $169,900
2024$2,296.00 (+1.68%)$220,300 (-0.23%) Land $51,100 Building $169,200$220,300 (-0.23%) Land $51,100 Building $169,200
2023$2,258.00$220,800 Land $46,400 Building $174,400$220,800 Land $46,400 Building $174,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimApr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLino Lakes
serves 18,608 people · EPA ID MN1020023
Water SourceGroundwater
Last State InspectionDec 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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