48095 Prospect St, Lawrence, MI 49064 Property Records

Van Buren County property record for 48095 Prospect St, Lawrence, MI 49064

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,644 sqft · built 1926
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,446 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`80-13-130-005-00`

Property Details

APN / Parcel Number

Primary APN	`80-13-130-005-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,644 sqft Living Area
1st Floor Area	1,924 sqft
Basement Area	604 sqft
Unfinished Basement	604 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	48095 PROSPECT ST
City	LAWRENCE
State	MI
Zip	49064-8615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	431-A5 26-3-15 838-126 839-527 1092-208 1093-349 1386-158 1403-557 1472-694 1570-886/7 1680-589 1719-104 *** LOT 5 HAROLD E
Legal Subdivision	CHRISTIE LAKE
Legal Lot Number	5
Jurisdiction	VAN BUREN MI
Township / Civil Division	LAWRENCE
Census Block Group	5
Census Block	5017
Census Tract	11300

Owner

Source: Van Buren County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7129 W FARRAGUT AVE, CHICAGO, IL 60656-1914
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
May 6, 2021	Intrafamily Transfer, Transfer
Mar 13, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2003
Deed Sale	Dec 19, 2003
Prior Sale	Sep 5, 1996
Deed Book / Page	1403 / 557
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Property Address	48095 PROSPECT ST, LAWRENCE, MI 49064-8615
Transaction Type	Mortgage
Record Updated	Sep 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7129 W FARRAGUT AVE, CHICAGO, IL 60656-1914

Mortgage

Document Number	001742/724
Date	Aug 26, 2022
Book Page	1742/724

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2052

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VAN BUREN MI
Recording Date	May 6, 2021
Property Address	48095 PROSPECT ST, LAWRENCE, MI 49064-8615
Document Number	1719/104
Book / Page	1719 / 104
Map Reference	LB 3 PG 29
Instrument Date	Apr 28, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	8112 W MAPLE AVE, NORRIDGE, IL 60706-4310

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VAN BUREN MI
Recording Date	Mar 13, 2019
Property Address	48095 PROSPECT ST, LAWRENCE, MI 49064-8615
Document Number	1680/0589
Book / Page	1680 / 0589
Map Reference	LB 3 PG 29
Instrument Date	Mar 13, 2019
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48095 PROSPECT ST, 48095, LAWRENCE, MI 49064-8615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7129 W FARRAGUT AVE, CHICAGO, IL 60656-1914

Tax Assessment & Valuation

Source: Van Buren County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Van Buren County
County Subdivision	Lawrence Township
Unified School District	Lawrence Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,000 (+3.5%)	$544,000 (+3.5%)
2025	$5,446.00 (+2.6%)	$262,800 (+34.63%)	$525,600 (+34.63%)
2024	$5,308.00 (+23.73%)
2023		$195,200	$390,400
2020	$4,290.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures