48033 Prospect St, Lawrence, MI 49064 Property Records

Van Buren County property record for 48033 Prospect St, Lawrence, MI 49064

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,792 sqft · built 2008
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on File
Last Sale	$416,500 (Jul 2020)
Tax Bill	$10,185 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`80-13-130-002-00`

Property Details

APN / Parcel Number

Primary APN	`80-13-130-002-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	1,792 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	48033 PROSPECT ST
City	LAWRENCE
State	MI
Zip	49064-8615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	431-A2 26-3-15 899-728 988-589 1296-917 1543-656 1703-534 *** LOT 2 HAROLD E ABRAMS CHRISTIE LAKE SUB
Legal Subdivision	CHRISTIE LAKE
Legal Lot Number	2
Jurisdiction	VAN BUREN MI
Township / Civil Division	LAWRENCE
Census Block Group	5
Census Block	5004
Census Tract	11300

Owner

48033 Prospect St is owned by two individuals who bought it in July 2020.

Source: Van Buren County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	212 N CLINTON AVE, ELMHURST, IL 60126-2962
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jul 28, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2020 · Amount on File
Deed Sale	Jul 28, 2020 · Amount on File
Prior Sale	May 10, 2000
Deed Book / Page	1703 / 534
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Property Address	48033 PROSPECT ST, LAWRENCE, MI 49064-8615
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001718/780
Date	Apr 30, 2021
Book Page	1718/780

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN MI
Recording Date	Jul 28, 2020
Property Address	48033 PROSPECT ST, LAWRENCE, MI 49064-8615
Document Number	001703/534
Book / Page	1703 / 534
Map Reference	LB 3 PG 29
Instrument Date	Jul 15, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$458.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	719 FOGGY MORN LN, 719, BRADENTON, FL 34212-5289

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 N CLINTON AVE, ELMHURST, IL 60126-2962

Mortgage

Document Number	0001703535
Date	Jul 28, 2020
Instrument	1703/535

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.37%
Index	1-Year LIBOR
Max Rate	7.37%

Tax Assessment & Valuation

The 2025 property tax bill for 48033 Prospect St was $10,185, up 2.6% from the year before.

Source: Van Buren County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Van Buren County
County Subdivision	Lawrence Township
Unified School District	Lawrence Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,900 (+3.12%)	$641,800 (+3.12%)
2025	$10,185.00 (+2.6%)	$311,200	$622,400
2024	$9,927.00
2023		$233,600	$467,200
2020	$6,077.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48033 Prospect St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48033 Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Prospect St

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