48093 Sandy Ridge Dr, Macomb, MI 48044 Property Records

Macomb County property record for 48093 Sandy Ridge Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,421 sqft · built 2001
Lot Size	0.196 acres (8,538 sqft)
Owner	Individual Name on Record
Last Sale	$327,000 (Aug 2019)
Tax Bill	$6,011 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-28-272-003`

Property Details

APN / Parcel Number

Primary APN	`20-08-28-272-003`
Alternative APN	`0828272003`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,421 sqft Living Area
1st Floor Area	1,662 sqft
Basement Area	1,662 sqft
Unfinished Basement	1,662 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2002
Architectural Style	Split Level
Lot Area	8,538 sqft (0.196 acres)
Lot Dimensions	122 ft deep x 70 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	48093 SANDY RIDGE DR
City	MACOMB
State	MI
Zip	48044-5922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LANCASTER SUB LOT 144 LIBER: 147 PAGES: 1-11
Legal Subdivision	LANCASTER SUB
Legal Lot Number	144
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2024
Census Tract	224102

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48093 SANDY RIDGE DR, MACOMB, MI 48044-5922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 9, 2019	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2019 · Amount on Record
Deed Sale	Aug 9, 2019 · Amount on Record
Prior Sale	Oct 24, 2001 · Amount on Record
Deed Document Number	20199089055
Deed Book / Page	26123 / 711
Prior Transfer Date	Jun 19, 2014
Prior Transfer Doc	0000080967
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48093 SANDY RIDGE DR, MACOMB, MI 48044-5922
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	DFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48093 SANDY RIDGE DR, MACOMB, MI 48044-5922

Mortgage

Document Number	2200092921
Date	Aug 1, 2022
Book Page	28740/202
Instrument	202200092921

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48093 SANDY RIDGE DR, MACOMB, MI 48044-5922
Transaction Type	Mortgage
Record Updated	Nov 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48093 SANDY RIDGE DR, MACOMB, MI 48044-5922

Mortgage

Document Number	2102266088
Date	Nov 3, 2021
Book Page	28171/68
Instrument	202102266088

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 23, 2019
Property Address	48093 SANDY RIDGE DR, MACOMB, MI 48044-5922
Document Number	0000081253
Book / Page	026085 / 000427
Instrument Date	Jun 21, 2019
Instrument	81253
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	48003 SANDY RIDGE DR MACOMB MI 48044, MACOMB, MI 48044

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Aug 9, 2019
Property Address	48093 SANDY RIDGE DR, MACOMB, MI 48044-5922
Document Number	0000089055
Book / Page	026123 / 000711
Instrument Date	Jun 21, 2019
Instrument	89055
Transaction Type	Transfer
Record Updated	Sep 16, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,812.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56504 SCOTLAND MACOMB MI 480426243, MACOMB, MI 48042-6243

Mortgage

Document Number	70846
Date	Aug 9, 2019
Book Page	026036/000494
Instrument	70846

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2049

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,300 (+4.94%)	$458,600 (+4.94%)
2025	$6,011.00 (+13.14%) Homeowner's exemption	$218,500 (+15.12%)	$437,000 (+15.12%)
2023		$189,800	$379,600
2022	$5,313.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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