48041 Sandy Ridge Dr, Macomb, MI 48044 Property Records

Macomb County property record for 48041 Sandy Ridge Dr, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,890 sqft · built 2001
Lot Size0.198 acres (8,625 sqft)
Owner2 Individual Names on Record
Last Sale$268,000 (Jun 2004)
Tax Bill$4,303 (2025)
Deeds & MortgagesOct 2023 Second Mortgage
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-08-28-272-005

Property Details

APN / Parcel Number

Primary APN20-08-28-272-005
Alternative APN
  • 0828272005

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area1,890 sqft Living Area
1st Floor Area1,858 sqft
Basement Area1,858 sqft
Unfinished Basement1,858 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2002
Architectural StyleRanch
Construction TypeBrick
Lot Area8,625 sqft (0.198 acres)
Lot Dimensions123 ft deep x 70 ft wide
Garage Area485 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address48041 SANDY RIDGE DR
CityMACOMB
StateMI
Zip48044-5922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLANCASTER SUB LOT 146 LIBER: 147 PAGES: 1-11
Legal SubdivisionLANCASTER SUB
Legal Lot Number146
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group2
Census Block2024
Census Tract224102

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address48041 SANDY RIDGE DR, MACOMB, MI 48044-5922
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
GENISYS CU
Jul 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 6, 2020Deed of Trust, Mortgage · Line of Credit
GENISYS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2004 · Amount on Record
Deed SaleJun 24, 2004 · Amount on Record
Prior SaleJan 9, 2002 · Amount on Record
Deed Document Number20044145935
Deed Book / Page15584 / 98
Prior Transfer DateOct 1, 2003
Prior Transfer Doc0003293649
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address48041 SANDY RIDGE DR, MACOMB, MI 48044-5922
Transaction TypeMortgage
Record UpdatedOct 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address48041 SANDY RIDGE DR, MACOMB, MI 48044-5922

Mortgage

Document Number2300089162
DateOct 20, 2023
Book Page29346/1
Instrument202300089162
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term60 Months
DueOct 20, 2028

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address48041 SANDY RIDGE DR, MACOMB, MI 48044-5922
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000083007
DateJul 21, 2020
Book Page26848/511
Instrument2083007
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 1, 2040

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address48041 SANDY RIDGE DR, MACOMB, MI 48044-5922
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address48041 SANDY RIDGE DR, MACOMB, MI 48044-5922

Mortgage

Document Number0000135649
DateNov 6, 2020
Book Page27130/33
Instrument2135649
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueOct 6, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$217,800 (+24.6%)$435,600 (+24.6%)
2025$4,303.00 (+13.18%)
2023$174,800$349,600
2022$3,802.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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