St. Louis County property record for 4809 W 5th St, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,314 sqft · built 1910 |
| Lot Size | 0.151 acres (6,593 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Sep 2020) |
| Tax Bill | $3,258 (2026) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4520-15320 |
| Primary APN | 010-4520-15320 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,314 sqft Gross Area |
| 1st Floor Area | 1,048 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Duplex Single |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 6,593 sqft (0.151 acres) |
| Garage Area | 320 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 122 sqft |
| Deck Area | 24 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Gravity Furnace |
| Heating Fuel | Oil |
| Account Number | 1096141 |
|---|---|
| Street Address | 4809 W 5TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55807-2008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 5 AND 6 SERIAL # |
| Legal Subdivision | WEST DULUTH 6TH DIV |
| Legal Block | 109 |
| Legal Lot Number | 5-6 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 5 |
| Census Block | 5010 |
| Census Tract | 15800 |
4809 W 5th St is owned and occupied by an individual who bought it in September 2020.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4809 W 5TH ST, DULUTH, MN 55807-2008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2020 · Amount on File |
| Deed Sale | Sep 15, 2020 · Amount on File |
| Prior Sale | Oct 4, 2016 · Amount on File |
| Deed Document Number | 20201390450 |
| Prior Transfer Date | Nov 5, 2001 |
| Prior Transfer Doc | 0000838278 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 15, 2020 |
| Property Address | 4809 W 5TH ST, DULUTH, MN 55807-2008 |
| Document Number | 00A1390450 |
| Instrument Date | Sep 2, 2020 |
| Instrument | A1390450 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2020 |
| Title Company | CONSOLIDATED TITLE COMPANY, CONSOLIDATED TITLE & ABS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $611.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4809 W 5TH ST DULUTH MN 558072008, DULUTH, MN 55807-2008 |
| Document Number | A1390452 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | A1390452 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 14, 2050 |
| Document Number | A1390451, |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | A1390451 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 14, 2050 |
The 2026 property tax bill for 4809 W 5th St was $3,258 with a homeowner's exemption, up 0.3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,258.00 (+0.31%) Homeowner's exemption | ||
| 2025 | $3,248.00 (+3.24%) Homeowner's exemption | $276,900 (+7.79%) Land $17,000 Building $259,900 | $276,900 (+7.79%) Land $17,000 Building $259,900 |
| 2024 | $3,146.00 | $256,900 Land $18,200 Building $238,700 | $256,900 Land $18,200 Building $238,700 |
| 2022 | $238,400 Land $16,700 Building $221,700 | $238,400 Land $16,700 Building $221,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4809 W 5th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4809 W 5th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Airfiber Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures