St. Louis County property record for 4806 W 5th St, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,474 sqft · built 1918 |
| Lot Size | 0.113 acres (4,944 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $226,600 (Dec 2023) |
| Tax Bill | $3,174 (2026) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4520-15070 |
| Primary APN | 010-4520-15070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,474 sqft Gross Area |
| 1st Floor Area | 802 sqft |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 4,944 sqft (0.113 acres) |
| Garage Area | 672 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 87 sqft |
| Deck Area | 80 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1159429 |
|---|---|
| Street Address | 4806 W 5TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55807-2009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WLY 1/2 OF LOT 3 AND ALL OF LOT 4 SERIAL # |
| Legal Subdivision | WEST DULUTH 6TH DIV |
| Legal Block | 108 |
| Legal Lot Number | 3-4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 15800 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4806 W 5TH ST, DULUTH, MN 55807-2009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Aug 23, 2017 | Warranty Deed, Transfer · VA Mortgage HANCOCK MTG PTRS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2023 · Amount on Record |
| Deed Sale | Dec 12, 2023 · Amount on Record |
| Prior Sale | May 3, 2006 · Amount on Record |
| Deed Document Number | 20231075174 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 12, 2023 |
| Property Address | 4806 W 5TH ST, DULUTH, MN 55807-2009 |
| Document Number | 0001075174 |
| Instrument Date | Nov 15, 2023 |
| Instrument | 1075174 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $747.78 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4806 W 5TH ST, DULUTH, MN 55807-2009 |
| Document Number | 0001075175 |
|---|---|
| Date | Dec 12, 2023 |
| Instrument | 1075175 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Number | 0001075176 |
|---|---|
| Date | Dec 12, 2023 |
| Instrument | 1075176 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 23, 2017 |
| Property Address | 4806 W 5TH ST, DULUTH, MN 55807-2009 |
| Document Number | 000T988969 |
| Instrument Date | Aug 15, 2017 |
| Instrument | T988969 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $541.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4806 W 5TH ST DULUTH MN 558072009, DULUTH, MN 55807-2009 |
| Document Number | T988970 |
|---|---|
| Date | Aug 23, 2017 |
| Instrument | T988970 |
| Name | HANCOCK MTG PTRS |
|---|---|
| Type | Mortgage Company |
| Address | SUGAR LAND, TX 77478 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 22, 2047 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,174.00 (+0.44%) Homeowner's exemption | ||
| 2025 | $3,160.00 (+175.74%) Homeowner's exemption | $271,100 (+8.01%) Land $12,700 Building $258,400 | $271,100 (+8.01%) Land $12,700 Building $258,400 |
| 2024 | $251,000 (+11.51%) Land $13,600 Building $237,400 | $251,000 (+11.51%) Land $13,600 Building $237,400 | |
| 2023 | $1,146.00 Homeowner's exemption | ||
| 2022 | $225,100 Land $12,500 Building $212,600 | $225,100 Land $12,500 Building $212,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Airfiber Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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