48081 Virginia Dr, Macomb, MI 48044 Property Records

Macomb County property record for 48081 Virginia Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,678 sqft · built 1985
Lot Size	0.194 acres (8,451 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Mar 2022)
Tax Bill	$4,560 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-30-176-019`

Property Details

APN / Parcel Number

Primary APN	`20-08-30-176-019`
Alternative APN	`0830176019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,678 sqft Living Area
1st Floor Area	1,664 sqft
Basement Area	1,664 sqft
Unfinished Basement	1,664 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	8,451 sqft (0.194 acres)
Lot Dimensions	130 ft deep x 65 ft wide
Garage Area	422 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	48081 VIRGINIA DR
City	MACOMB
State	MI
Zip	48044-4907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	JEFFERSON MEADOWS SUB NO 1 LOT 12 LIBER: 76 PAGES: 21-22
Legal Subdivision	JEFFERSON MEADOWS SUB
Legal Lot Number	12
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2000
Census Tract	224300

Owner

Source: Macomb County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48081 VIRGINIA DR, MACOMB, MI 48044-4907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 9, 2022	Warranty Deed, Transfer ALL POINTS TITLE AGENCY LLC
Feb 21, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2022 · Amount on Record
Deed Sale	Mar 9, 2022 · Amount on Record
Deed Document Number	202231739
Deed Book / Page	28479 / 334
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48081 VIRGINIA DR, MACOMB, MI 48044-4907
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45076 LAKEVIEW DR 5204, 5204, MACOMB, MI 48044-3986

Mortgage

Document Number	2200026028
Date	Feb 25, 2022
Book Page	28452/174
Instrument	202200026028

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Mar 9, 2022
Property Address	48081 VIRGINIA DR, MACOMB, MI 48044-4907
Document Number	2200031739
Book / Page	28479 / 334
Map Reference	LB 76 PG 21&22
Instrument Date	Feb 23, 2022
Instrument	202200031739
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	ALL POINTS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3572 SCHMID DR, 3572, NEW BALTIMORE, MI 48047

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45076 LAKEVIEW DR APT 5204, 5204, MACOMB, MI 48044-3986

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48081 VIRGINIA DR, MACOMB, MI 48044-4907
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021768
Date	Feb 21, 2020
Book Page	26527/643
Instrument	2021768

Lender

Name	PNC BANK NA
Type	Bank
Address	NEW BALTIMORE, MI 48051

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,900 (+6.64%)	$343,800 (+6.64%)
2025	$4,560.00 (+78.47%)
2023		$161,200	$322,400
2022	$2,555.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, WOW Internet, Cable & Phone.

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