48057 Virginia Dr, Macomb, MI 48044 Property Records

Macomb County property record for 48057 Virginia Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,082 sqft · built 1984
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	Jan 2023 Line of Credit Apr 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-30-176-020`

Property Details

APN / Parcel Number

Primary APN	`20-08-30-176-020`
Alternative APN	`0830176020`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,082 sqft Living Area
1st Floor Area	1,125 sqft
Basement Area	1,125 sqft
Unfinished Basement	1,125 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1985
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	130 ft deep x 67 ft wide
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	48057 VIRGINIA DR
City	MACOMB
State	MI
Zip	48044-4907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	JEFFERSON MEADOWS SUB NO 1 LOT 11 LIBER: 76 PAGES: 21-22
Legal Subdivision	JEFFERSON MEADOWS SUB
Legal Lot Number	11
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2000
Census Tract	224300

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48057 VIRGINIA DR, MACOMB, MI 48044-4907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Apr 25, 2017	Deed of Trust, Mortgage · VA Mortgage TOWNE MORTGAGE
Oct 21, 2020	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK
Dec 4, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48057 VIRGINIA DR, MACOMB, MI 48044-4907
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48057 VIRGINIA DR, MACOMB, MI 48044-4907

Mortgage

Document Number	2300007479
Date	Jan 27, 2023
Book Page	28987/466
Instrument	202300007479

Lender

Name	CITIZENS BANK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 22, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48057 VIRGINIA DR, MACOMB, MI 48044-4907
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREATER MACOMB TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054344
Date	Apr 25, 2017
Book Page	24678/790
Instrument	7054344

Lender

Name	TOWNE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48057 VIRGINIA DR, MACOMB, MI 48044-4907
Document Number	0000043846
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Apr 22, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	48057 VIRGINIA DR MACOMB MI 480444907, MACOMB, MI 48044-4907

Mortgage

Document Number	0000043846
Date	Nov 20, 2020
Book Page	027181/000873
Instrument	43846

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48057 VIRGINIA DR, MACOMB, MI 48044-4907
Document Number	0000146545
Book / Page	025109 / 000516
Instrument Date	Dec 4, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2018
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	48057 VIRGINIA DR MACOMB MI 480444907, MACOMB, MI 48044-4907

Mortgage

Document Number	0000146545
Date	Dec 11, 2017
Book Page	025109/000516
Instrument	146545

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2047

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$167,400	$334,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, WOW Internet, Cable & Phone.

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