4808 Olive Oak Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4808 Olive Oak Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,994 sqft · built 1977
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$376,000 (Feb 2015)
Tax Bill	$3,796 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`282-0350-012-0000`

Property Details

APN / Parcel Number

Primary APN	`282-0350-012-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,994 sqft Living Area
1st Floor Area	1,994 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,970 sqft (0.16 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4808 OLIVE OAK WAY
City	CARMICHAEL
State	CA
Zip	95608-5660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	MADDOX RANCH 01, LOT 21
Legal Subdivision	MADDOX RANCH 01
Legal Lot Number	21
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4009
Census Tract	5801

Owner

4808 Olive Oak Way is owned and occupied by two individuals who acquired it in February 2016.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4808 OLIVE OAK WAY, CARMICHAEL, CA 95608-5660
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 16, 2019	Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2015 · Amount on File
Deed Sale	Feb 27, 2015 · Amount on File
Deed Book / Page	20150227 / 150
Last Transfer Date	Feb 17, 2016
Transfer Doc	0000001389
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4808 OLIVE OAK WAY, CARMICHAEL, CA 95608-5660
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4808 OLIVE OAK WAY, CARMICHAEL, CA 95608-5660

Mortgage

Document Number	2021102500330
Date	Oct 25, 2021
Instrument	2021102500330

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4808 OLIVE OAK WAY, CARMICHAEL, CA 95608-5660
Document Number	1912200982
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4808 OLIVE OAK WAY CARMICHAEL CA 956085660, CARMICHAEL, CA 95608-5660

Mortgage

Document Number	1912200982
Date	Dec 20, 2019
Instrument	1912200982

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4808 Olive Oak Way was $3,796, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$318,765 (+2%) Land $100,292 Building $218,473
2025	$3,796.00 (+0.96%)	$312,516 Land $98,326 Building $214,190
2024	$3,760.00 (+2.56%)
2023	$3,666.00 (+0.58%)	$300,383 Land $94,509 Building $205,874
2022	$3,645.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4808 Olive Oak Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4808 Olive Oak Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, Succeed.Net.

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