4804 Olive Oak Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4804 Olive Oak Way, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,490 sqft · built 1977
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$410,000 (Jun 2008)
Tax Bill$6,695 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN282-0350-011-0000

Property Details

APN / Parcel Number

Primary APN282-0350-011-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,490 sqft Living Area
1st Floor Area1,698 sqft
2nd Floor Area567 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleCustom Design
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Garage Area649 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4804 OLIVE OAK WAY
CityCARMICHAEL
StateCA
Zip95608-5660
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionMADDOX RANCH 01, LOT 20
Legal SubdivisionMADDOX RANCH 01
Legal Lot Number20
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group4
Census Block4009
Census Tract5801

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4804 OLIVE OAK WAY, CARMICHAEL, CA 95608-5660
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2021Quit Claim Deed, Transfer
FREMONT BK
Jun 25, 2019Quit Claim Deed, Mortgage · Conventional Mortgage
FREMONT BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2008 · Amount on Record
Deed SaleJun 16, 2008 · Amount on Record
Prior SaleSep 30, 2002 · Amount on Record
Deed Book / Page20080616 / 1818
Last Transfer DateDec 16, 2020
Transfer Doc1040000000520
Record UpdatedOct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateJan 4, 2021
Property Address4804 OLIVE OAK WAY, CARMICHAEL, CA 95608-5660
Document Number2101040520
Instrument DateDec 16, 2020
Instrument2101040520
Transaction TypeTransfer
Record UpdatedJan 18, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4804 OLIVE OAK WAY CARMICHAEL CA 956085660, CARMICHAEL, CA 95608-5660

Mortgage

Document Number2101040521
DateJan 4, 2021
Instrument2101040521
Lender
NameFREMONT BK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
AmountAmount Recorded
Term360 Months
DueJan 3, 2051

June 2019: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateJun 25, 2019
Property Address4804 OLIVE OAK WAY, CARMICHAEL, CA 95608-5660
Document Number1906250186
Instrument DateJun 14, 2019
Instrument1906250186
Transaction TypeMortgage
Record UpdatedJul 9, 2019
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address4804 OLIVE OAK WAY CARMICHAEL CA 956085660, CARMICHAEL, CA 95608-5660

Mortgage

Document Number1906250187
DateJun 25, 2019
Instrument1906250187
Lender
NameFREMONT BK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 24, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$574,921 (+2%) Land $212,216 Building $362,705
2025$6,695.00 (+1%) Homeowner's exemption$563,649 (+4.04%) Land $208,055 Building $355,594
2024$6,629.00 (+2.62%)
2023$6,460.00 (+0.56%) Homeowner's exemption$541,764 Land $199,977 Building $341,787
2022$6,424.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1997)
Claims Outside the SFHA1 of 2
Most Recent ClaimJan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMICHAEL WATER DISTRICT
serves 41,193 people · EPA ID CA3410004
Water SourceGroundwater influenced by surface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

May also be available: GeoLinks, Succeed.Net.

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