4808 Aspengold Ct, Monroe, NC 28110 Property Records

Union County property record for 4808 Aspengold Ct, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,330 sqft · built 2016
Lot Size	0.85 acres (37,026 sqft)
Owner	Individual Name on Record
Last Sale	$206,000 (Aug 2016)
Tax Bill	$1,513 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`09-396-927`

Property Details

APN / Parcel Number

Primary APN	`09-396-927`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,330 sqft Living Area
1st Floor Area	1,330 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	37,026 sqft (0.85 acres)
Garage Type	Attached
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	161 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4808 ASPENGOLD CT
City	MONROE
State	NC
Zip	28110-6322
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 UNION
Legal Description	#97 GRAYSON OPCI-184
Legal Subdivision	GRAYSON
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1062
Census Tract	20307

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4808 ASPENGOLD CT, MONROE, NC 28110-6322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage SAGE HOME LOANS CORP
Aug 24, 2023	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2016 · Amount on Record
Deed Sale	Aug 16, 2016 · Amount on Record
Deed Document Number	201624702
Deed Book / Page	6746 / 315
Prior Transfer Date	Aug 4, 2016
Prior Transfer Doc	6746313
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4808 ASPENGOLD CT, MONROE, NC 28110-6322
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4808 ASPENGOLD CT, MONROE, NC 28110-6322

Mortgage

Document Number	0009327768
Date	Mar 17, 2026
Book Page	9327/768
Instrument	6976

Lender

Name	SAGE HOME LOANS CORP
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 24, 2023
Property Address	4808 ASPENGOLD CT, MONROE, NC 28110-6322
Document Number	0008769165
Book / Page	8769 / 165
Map Reference	CAB I FILE 184-186
Instrument Date	Aug 24, 2023
Instrument	20617
Transaction Type	Transfer
Record Updated	Sep 8, 2023
Title Company	NOT AVAILABLE, CAROLINA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10811 EDDINGS DR APT 301, 301, CHARLOTTE, NC 28270-1281

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020618
Date	Aug 24, 2023
Instrument	20618

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,900 (-) Land $45,600 Building $267,300	$312,900 (-) Land $45,600 Building $267,300
2025	$1,513.00 (+7.46%)	$312,900 (+42.23%) Land $45,600 Building $267,300	$312,900 (+42.23%) Land $45,600 Building $267,300
2023	$1,408.00 (+2.85%)	$220,000 (-) Land $30,400 Building $189,600	$220,000 (-) Land $30,400 Building $189,600
2022	$1,369.00	$220,000 Land $30,400 Building $189,600	$220,000 Land $30,400 Building $189,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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