2807 Aspengold Ct, Monroe, NC 28110 Property Records

Union County property record for 2807 Aspengold Ct, Monroe, NC 28110

Property Summary

Property Type	Other Improved
Details	built 2022
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,500 (Jun 2023)
Tax Bill	$1,879 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-396-928`

Property Details

APN / Parcel Number

Primary APN	`09-396-928`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,000 sqft Living Area
1st Floor Area	800 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	20,473 sqft (0.47 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2807 ASPENGOLD CT
City	MONROE
State	NC
Zip	28110
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	R-20 UNION
Legal Description	#98 GRAYSON OPCI-184
Legal Subdivision	GRAYSON
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1062
Census Tract	20307

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4807 ASPENGOLD CT, MONROE, NC 28110-6322
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST HORIZON BANK
Jun 9, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2023 · Amount on Record
Deed Sale	Jun 9, 2023 · Amount on Record
Deed Document Number	202313768
Deed Book / Page	8724 / 147
Prior Transfer Date	May 11, 2023
Prior Transfer Doc	0008724145
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 9, 2023
Property Address	2807 ASPENGOLD CT, MONROE, NC 28110
Document Number	0008724147
Book / Page	8724 / 147
Map Reference	CAB I FILE 184-186
Instrument Date	May 11, 2023
Instrument	13768
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$779.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4807 ASPENGOLD CT, MONROE, NC 28110-6322

Mortgage

Document Number	0000013769
Date	Jun 9, 2023
Instrument	13769

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 9, 2023
Property Address	2807 ASPENGOLD CT, MONROE, NC 28110
Document Number	0008724145
Book / Page	8724 / 145
Map Reference	CAB I FILE 184-186
Instrument Date	May 11, 2023
Instrument	13767
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 422, INDIAN TRAIL, NC 28079-0422

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,500 (-) Land $45,600 Building $342,900	$388,500 (-) Land $45,600 Building $342,900
2025	$1,879.00 (+169.2%)	$388,500 (+256.1%) Land $45,600 Building $342,900	$388,500 (+256.1%) Land $45,600 Building $342,900
2023	$698.00	$109,100 Land $30,400 Building $78,700	$109,100 Land $30,400 Building $78,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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