48064 Mallard Dr, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 48064 Mallard Dr, Chesterfield, MI 48047

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,822 sqft · built 1972
Lot Size	0.446 acres (19,428 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Sep 2026)
Tax Bill	$2,689 (2025)
Deeds & Mortgages	Sep 2026 Sale Sep 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-09-28-203-004`

Property Details

APN / Parcel Number

Primary APN	`15-09-28-203-004`
Alternative APN	`0928203004`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,822 sqft Living Area
1st Floor Area	884 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1973
Construction Type	Frame
Lot Area	19,428 sqft (0.446 acres)
Lot Dimensions	240 ft deep x 81 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	48064 MALLARD DR
City	CHESTERFIELD
State	MI
Zip	48047-2281
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A RES
Legal Description	ANCHOR BAY HARBOR NO 1 LOT 443
Legal Subdivision	ANCHOR BAY HARBOR
Legal Lot Number	443
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1006
Census Tract	222800

Owner

48064 Mallard Dr is owned and occupied by two individuals who bought it in September 2026.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48064 MALLARD DR, CHESTERFIELD, MI 48047-2281
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Warranty Deed, Transfer FIRST AMERICAN TITLE
Sep 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INCORPORATED
Apr 22, 2021	Deed of Trust, Mortgage · Construction Mortgage QUICKEN LOANS LLC
Jan 17, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2026 · Amount on File
Deed Sale	Sep 22, 2026 · Amount on File
Prior Sale	Apr 12, 2001 · Amount on File
Deed Document Number	202688899
Deed Book / Page	30867 / 344
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 22, 2026
Property Address	48064 MALLARD DR, CHESTERFIELD, MI 48047-2281
Document Number	0000088899
Book / Page	30867 / 344
Instrument Date	Sep 3, 2026
Instrument	202688899
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$373,498.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48064 MALLARD DR, CHESTERFIELD, MI 48047-2281

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Sep 4, 2026
Property Address	48064 MALLARD DR, CHESTERFIELD, MI 48047-2281
Document Number	0000084597
Book / Page	30847 / 365
Instrument Date	Sep 3, 2026
Instrument	202684597
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51408 FAIRCHILD RD, CHESTERFIELD, MI 48051-1927

Mortgage

Document Number	0000084597,
Date	Sep 4, 2026
Book Page	30847/365
Instrument	202684597

Lender

Name	MORTGAGE 1 INCORPORATED

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48064 MALLARD DR, CHESTERFIELD, MI 48047-2281
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48064 MALLARD DR, CHESTERFIELD, MI 48047-2281

Mortgage

Document Number	2102163868
Date	Apr 22, 2021
Book Page	27606/389
Instrument	202102163868

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	175 Months
Due	Nov 1, 2035

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48064 MALLARD DR, CHESTERFIELD, MI 48047-2281
Document Number	0000063956
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48064 MALLARD DR CHESTERFIELD MI 480472281, CHESTERFIELD, MI 48047-2281

Mortgage

Document Number	0000063956
Date	Jun 3, 2020
Book Page	026743/000626
Instrument	63956

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 48064 Mallard Dr was $2,689 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,900	$255,800
2025	$2,689.00
2023		$111,400	$222,800
2022	$2,357.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 48064 Mallard Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	8 (1982–2023)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48064 Mallard Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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