48055 Mallard Dr, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 48055 Mallard Dr, Chesterfield, MI 48047

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,420 sqft · built 1987
Lot Size	0.518 acres (22,564 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Oct 2026)
Tax Bill	$4,555 (2025)
Deeds & Mortgages	Oct 2026 Sale Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-09-28-202-045`

Property Details

APN / Parcel Number

Primary APN	`15-09-28-202-045`
Alternative APN	`0928202045`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,420 sqft Living Area
1st Floor Area	1,700 sqft
Basement Area	1,700 sqft
Unfinished Basement	1,700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1988
Lot Area	22,564 sqft (0.518 acres)
Lot Dimensions	240 ft deep x 94 ft wide
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	48055 MALLARD DR
City	CHESTERFIELD
State	MI
Zip	48047-2283
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A RES
Legal Description	ANCHOR BAY HARBOR NO 1 LOT 514
Legal Subdivision	ANCHOR BAY HARBOR
Legal Lot Number	514
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1003
Census Tract	222800

Owner

48055 Mallard Dr is owned and occupied by two individuals who bought it in October 2026.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48273 MALLARD DR, CHESTERFIELD, MI 48047-2286
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Warranty Deed, Transfer FIRST AMERICAN TITLE
Sep 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2026 · Amount on File
Deed Sale	Oct 2, 2026 · Amount on File
Deed Document Number	202693054
Deed Book / Page	30887 / 917
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 2, 2026
Property Address	48055 MALLARD DR, CHESTERFIELD, MI 48047-2283
Document Number	0000093054
Book / Page	30887 / 917
Instrument Date	Sep 4, 2026
Instrument	202693054
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$382,184.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48273 MALLARD DR, CHESTERFIELD, MI 48047-2286

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Sep 10, 2026
Property Address	48055 MALLARD DR, CHESTERFIELD, MI 48047-2283
Document Number	0000085475
Book / Page	30851 / 144
Instrument Date	Sep 4, 2026
Instrument	202685475
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48273 MALLARD DR, CHESTERFIELD, MI 48047-2286

Mortgage

Document Number	0000085475,
Date	Sep 10, 2026
Book Page	30851/144
Instrument	202685475

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 48055 Mallard Dr was $4,555 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,900	$445,800
2025	$4,555.00
2023		$197,600	$395,200
2022	$3,992.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 48055 Mallard Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	8 (1982–2023)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48055 Mallard Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Mallard Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures