4806 Rainy Pass Rd, Collierville, TN 38017 Property Records

Shelby County property record for 4806 Rainy Pass Rd, Collierville, TN 38017

Property Summary

Property TypePlanned Unit Development
Details4 bd · 3.5 ba · 3,578 sqft · built 2004
Lot Size0.251 acres (10,938 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Nov 2014)
Tax Bill$2,125 (2025)
Deeds & MortgagesJan 2017 Mortgage
Jun 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNC0-257P-A0-0029

Property Details

APN / Parcel Number

Primary APNC0-257P-A0-0029

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area3,578 sqft Living Area
Gross Area4,328 sqft
1st Floor Area2,564 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Lot Area10,938 sqft (0.251 acres)
Garage TypeAttached
Garage Area750 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area112 sqft
Patio Area176 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address4806 RAINY PASS RD
CityCOLLIERVILLE
StateTN
Zip38017-1959
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeR-1
Legal DescriptionES RAINY PASS RD SEE MAP D2-57P & 58S (TILE# 438)
Legal SubdivisionFLEMING GARDENS SEC A
Legal Lot Number29
JurisdictionSHELBY TN
Township / Civil Division2
Census Block Group2
Census Block2033
Census Tract21543

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4806 RAINY PASS RD, COLLIERVILLE, TN 38017-1959
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2017Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL RESOURCES INC
Jun 10, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2014 · Amount on Record
Deed SaleNov 3, 2014 · Amount on Record
Prior SaleApr 14, 2004 · Amount on Record
Deed Document Number2014112022
Last Transfer DateJun 25, 2020
Transfer Doc0000069563
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address4806 RAINY PASS RD, COLLIERVILLE, TN 38017-1959
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOUTHERN TRUST TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001119
DateJan 4, 2017
Instrument17001119
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2032

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address4806 RAINY PASS RD, COLLIERVILLE, TN 38017-1959
Document Number0000069922
Instrument DateJun 10, 2020
Transaction TypeMortgage
Record UpdatedJul 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4806 RAINY PASS RD COLLIERVILLE TN 380171959, COLLIERVILLE, TN 38017-1959

Mortgage

Document Number0000069922
DateJul 7, 2020
Instrument69922
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJul 6, 2025
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityCollierville Town
Unified School DistrictCollierville School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,125.00 (-58.25%)$131,175 (+31.67%) Land $24,000 Building $107,175$524,700 (+31.67%) Land $96,000 Building $428,700
2023$99,625 Land $16,325 Building $83,300
2022$5,090.00
2021$398,500 Land $65,300 Building $333,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIERVILLE WATER DEPT
serves 51,972 people · EPA ID TN0000126
Water SourceGroundwater
Last State InspectionMar 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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