Shelby County property record for 4805 Rainy Pass Rd, Collierville, TN 38017
| Property Type | Planned Unit Development |
|---|---|
| Details | 4 bd · 3 ba · 3,640 sqft · built 2003 |
| Lot Size | 0.256 acres (11,138 sqft) |
| Owner | Individual Name on File |
| Last Sale | $336,699 (Oct 2019) |
| Tax Bill | $1,995 (2025) |
| Deeds & Mortgages | Jan 2017 Second Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C0-257P-A0-0051 |
| Primary APN | C0-257P-A0-0051 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,640 sqft Living Area |
| Gross Area | 4,080 sqft |
| 1st Floor Area | 2,408 sqft |
| Utility Area | 36 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Lot Area | 11,138 sqft (0.256 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 44 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4805 RAINY PASS RD |
|---|---|
| City | COLLIERVILLE |
| State | TN |
| Zip | 38017-1960 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Local Zoning Code | R-1 |
| Legal Description | WS RAINY PASS RD SEE MAP D2-57P & 58S (TILE# 438) |
| Legal Subdivision | FLEMINGS GARDENS SEC A |
| Legal Lot Number | 51 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 21543 |
4805 Rainy Pass Rd, a planned unit development, is owned and occupied by an individual who bought it in October 2019.
Source: Shelby County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4805 RAINY PASS RD, COLLIERVILLE, TN 38017-1960 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2017 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Feb 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MEMPHIS CITY EMPS CU |
| Oct 2, 2019 | Warranty Deed, Transfer · Conventional Mortgage MEMPHIS CITY EMPS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2019 · Amount on File |
| Deed Sale | Oct 2, 2019 · Amount on File |
| Prior Sale | Sep 22, 2003 · Amount on File |
| Deed Document Number | 2019102348 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4805 RAINY PASS RD, COLLIERVILLE, TN 38017-1960 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009255 |
|---|---|
| Date | Jan 27, 2017 |
| Instrument | 17009255 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 23, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4805 RAINY PASS RD, COLLIERVILLE, TN 38017-1960 |
| Document Number | 0000024458 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4805 RAINY PASS RD COLLIERVILLE TN 380171960, COLLIERVILLE, TN 38017-1960 |
| Document Number | 0000024458 |
|---|---|
| Date | Mar 5, 2020 |
| Instrument | 24458 |
| Name | MEMPHIS CITY EMPS CU |
|---|---|
| Type | Credit Union |
| Address | MEMPHIS, TN 38115 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 4, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Oct 2, 2019 |
| Property Address | 4805 RAINY PASS RD, COLLIERVILLE, TN 38017-1960 |
| Document Number | 0000102348 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 102348 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2019 |
| Title Company | LENDSERV NATIONAL TITLE, LENDSERV NAT'L TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,245.79 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4805 RAINY PASS RD COLLIERVILLE TN 380171960, COLLIERVILLE, TN 38017-1960 |
| Document Number | 102349 |
|---|---|
| Date | Oct 2, 2019 |
| Instrument | 102349 |
| Name | MEMPHIS CITY EMPS CU |
|---|---|
| Type | Credit Union |
| Address | MEMPHIS, TN 38115 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2034 |
The 2025 property tax bill for 4805 Rainy Pass Rd was $1,995.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Collierville Town |
| Unified School District | Collierville School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,995.00 | $123,200 Land $24,000 Building $99,200 | $492,800 Land $96,000 Building $396,800 |
| 2023 | $95,175 Land $16,325 Building $78,850 | ||
| 2022 | $4,863.00 | ||
| 2021 | $380,700 Land $65,300 Building $315,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4805 Rainy Pass Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4805 Rainy Pass Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIERVILLE WATER DEPT serves 51,972 people · EPA ID TN0000126 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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