4806 Bernice Ave, Warren, MI 48091 Property Records

Macomb County property record for 4806 Bernice Ave, Warren, MI 48091

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 956 sqft · built 1963
Lot Size0.165 acres (7,187 sqft)
OwnerIndividual Name on Record
Last Sale$99,900 (Aug 2017)
Tax Bill$2,751 (2025)
Deeds & MortgagesJul 2021 Mortgage
Aug 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-13-20-177-007

Property Details

APN / Parcel Number

Primary APN12-13-20-177-007
Alternative APN
  • 1320177007

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area956 sqft Living Area
1st Floor Area956 sqft
Basement Area956 sqft
Unfinished Basement954 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialBrick
Lot Area7,187 sqft (0.165 acres)
Lot Dimensions118 ft deep x 61 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address4806 BERNICE AVE
CityWARREN
StateMI
Zip48091-1191
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-C
Legal DescriptionSEGUIN PARK SUB. NO. 1" LOT 134 L.50 P.14
Legal SubdivisionSEGUIN PARK SUB
Legal Lot Number134
JurisdictionMACOMB MI
Township / Civil DivisionWARREN
Census Block Group5
Census Block5006
Census Tract262500

Owner

Source: Macomb County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4806 BERNICE AVE, WARREN, MI 48091-1191
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
DISCOVER BANK
Aug 31, 2018Deed of Trust, Mortgage · Conventional Mortgage
DISCOVER BK
Aug 18, 2017Warranty Deed, Transfer · Conventional Mortgage
P & L INVESTMENTS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2017 · Amount on Record
Deed SaleAug 18, 2017 · Amount on Record
Deed Document Number20177101685
Deed Book / Page24895 / 122
Prior Transfer DateFeb 26, 2014
Prior Transfer Doc0000038744
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address4806 BERNICE AVE, WARREN, MI 48091-1191
Transaction TypeMortgage
Record UpdatedAug 18, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address4806 BERNICE AVE, WARREN, MI 48091-1191

Mortgage

Document Number2102209521
DateJul 12, 2021
Book Page27860/163
Instrument202102209521
Lender
NameDISCOVER BANK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 6, 2051

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address4806 BERNICE AVE, WARREN, MI 48091-1191
Document Number0000000322
Instrument DateAug 31, 2018
Transaction TypeMortgage
Record UpdatedOct 1, 2018
Title CompanyLENDERLIVE SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4806 BERNICE AVE WARREN MI 480911191, WARREN, MI 48091-1191

Mortgage

Document Number0000000322
DateSep 10, 2018
Book Page025566/000043
Instrument322
Lender
NameDISCOVER BK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 9, 2038

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateAug 18, 2017
Property Address4806 BERNICE AVE, WARREN, MI 48091-1191
Document Number0000101685
Book / Page024895 / 000122
Instrument DateJun 22, 2017
Instrument101685
Transaction TypeTransfer
Record UpdatedSep 20, 2017
Title CompanyBELL TITLE AGENCY, BELL TITLE AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$859.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6832 RESERVE RD WEST BLOOMFIELD MI 483221392, WEST BLOOMFIELD, MI 48322-1392

Mortgage

Document Number101686
DateAug 18, 2017
Book Page024895/000123
Instrument101686
Lender
NameP & L INVESTMENTS LLC
AddressUNION LAKE, MI 48387-1222
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueAug 17, 2022

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalityWarren City
Unified School DistrictWarren Consolidated Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$99,920 (+5.45%)$199,840 (+5.45%)
2025$2,751.00 (+14.86%) Homeowner's exemption$94,760 (+16.43%)$189,520 (+16.43%)
2023$81,390$162,780
2022$2,395.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WARREN
serves 134,056 people · EPA ID MI0006900
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20

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