Macomb County property record for 4758 Bernice Ave, Warren, MI 48091
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 988 sqft · built 1963 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $116,500 (Oct 2016) |
| Tax Bill | $3,039 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Aug 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-13-20-177-005 |
| Primary APN | 12-13-20-177-005 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Basement Area | 988 sqft |
| Unfinished Basement | 987 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 7,187 sqft (0.165 acres) |
| Lot Dimensions | 118 ft deep x 61 ft wide |
| Garage Area | 436 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 4758 BERNICE AVE |
|---|---|
| City | WARREN |
| State | MI |
| Zip | 48091-1104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-C |
| Legal Description | SEGUIN PARK SUB. NO. 1" LOT 136 L.50 P.14 |
| Legal Subdivision | SEGUIN PARK SUB |
| Legal Lot Number | 136 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | WARREN |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 262500 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4758 BERNICE AVE, WARREN, MI 48091-1104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed of Trust, Mortgage · Line of Credit NORTHLAND AREA FEDERAL CREDIT UNION |
| Aug 30, 2023 | Deed of Trust, Mortgage · Line of Credit NORTHLAND AREA FCU |
| Oct 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHLAND AREA FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2016 · Amount on Record |
| Deed Sale | Oct 3, 2016 · Amount on Record |
| Prior Sale | Nov 1, 2007 · Amount on Record |
| Deed Document Number | 20166116605 |
| Deed Book / Page | 24298 / 1 |
| Prior Transfer Date | Sep 15, 2006 |
| Prior Transfer Doc | 0000148899 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jun 5, 2026 |
| Property Address | 4758 BERNICE AVE, WARREN, MI 48091-1104 |
| Document Number | 0000054167 |
| Book / Page | 30699 / 857 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 202654167 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4758 BERNICE AVE, WARREN, MI 48091-1104 |
| Document Number | 0000054167, |
|---|---|
| Date | Jun 5, 2026 |
| Book Page | 30699/857 |
| Instrument | 202654167 |
| Name | NORTHLAND AREA FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 5, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.64% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 4758 BERNICE AVE, WARREN, MI 48091-1104 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4758 BERNICE AVE, WARREN, MI 48091-1104 |
| Document Number | 2300074066 |
|---|---|
| Date | Aug 30, 2023 |
| Book Page | 29276/150 |
| Instrument | 202300074066 |
| Name | NORTHLAND AREA FCU |
|---|---|
| Type | Credit Union |
| Address | ALPENA, MI 49707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Aug 29, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 4758 BERNICE AVE, WARREN, MI 48091-1104 |
| Document Number | 0000042774 |
| Instrument Date | Oct 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4758 BERNICE AVE WARREN MI 480911104, WARREN, MI 48091-1104 |
| Document Number | 0000042774 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 027176/000354 |
| Instrument | 42774 |
| Name | NORTHLAND AREA FCU |
|---|---|
| Type | Credit Union |
| Address | OSCODA, MI 48750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 18, 2050 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | Warren City |
| Unified School District | Warren Consolidated Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $101,850 (+5.17%) | $203,700 (+5.17%) | |
| 2025 | $3,039.00 (+14.85%) Homeowner's exemption | $96,840 (+16.46%) | $193,680 (+16.46%) |
| 2023 | $83,150 | $166,300 | |
| 2022 | $2,646.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WARREN serves 134,056 people · EPA ID MI0006900 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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