4805 Terra Sole Pl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4805 Terra Sole Pl, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,712 sqft · built 2017
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Sep 2022)
Tax Bill	$5,744 (2025)
Deeds & Mortgages	Sep 2022 Sale Sep 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-26-31-0236-0001-0330`

Property Details

APN / Parcel Number

Primary APN	`06-26-31-0236-0001-0330`
Alternative APN	`263106023600010330`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,712 sqft Living Area
Gross Area	2,410 sqft
1st Floor Area	1,712 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Concrete Block/Stucco
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4805 TERRA SOLE PL
City	SAINT CLOUD
State	FL
Zip	34771-8804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRA VISTA PB 23 PG 15 LOT 33
Legal Range	31E
Legal Township	26S
Legal Section	06
Legal Subdivision	TERRA VISTA
Legal Tract	236
Legal Block	330
Legal Lot Number	33
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2008
Census Tract	43600

Owner

Source: Osceola County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8390 E VIA, VENTURA, DE
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Warranty Deed, Transfer NOT AVAILABLE, SPRUCE
Sep 27, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 8, 2018	Special Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2022 · Amount on Record
Deed Sale	Sep 23, 2022 · Amount on Record
Prior Sale	Feb 8, 2018 · Amount on Record
Deed Document Number	2022144128
Deed Book / Page	6290 / 1807
Prior Transfer Date	Sep 27, 2021
Prior Transfer Doc	0060520569
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 23, 2022
Property Address	4805 TERRA SOLE PL, SAINT CLOUD, FL 34771-8804
Document Number	0062901807
Book / Page	6290 / 1807
Map Reference	MB 23 PG 15
Instrument Date	Sep 2, 2022
Instrument	2022144128
Transaction Type	Transfer
Record Updated	Oct 17, 2022
Title Company	NOT AVAILABLE, SPRUCE

Transaction

Amount	Amount Recorded
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5123 APPENINE LOOP W, 5123, SAINT CLOUD, FL 34771-9214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8390 E VIA DE VENTURA # 303, 303, SCOTTSDALE, AZ 85258-3188
Investor	Possibly a Property Investor

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Sep 27, 2021
Property Address	4805 TERRA SOLE PL, SAINT CLOUD, FL 34771-8804
Document Number	0060520569
Book / Page	6052 / 569
Map Reference	MB 23 PG 15
Instrument Date	Sep 27, 2021
Instrument	2021149539
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4805 TERRA SOLE PL, SAINT CLOUD, FL 34771-8804

February 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 8, 2018
Property Address	4805 TERRA SOLE PL, SAINT CLOUD, FL 34771-8804
Document Number	0052822836
Book / Page	5282 / 2836
Map Reference	MB23 PG15
Instrument Date	Jan 31, 2018
Instrument	2018022173
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,034.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2255 GLADES RD # RD324A, 2255, BOCA RATON, FL 33431-7382

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	844 COUNTRY CROSSING CT, KISSIMMEE, FL 34744-4653

Mortgage

Document Number	2018022174
Date	Feb 8, 2018
Instrument	2018022174

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,744.00 (+0.58%)	$320,700 (+7.15%) Land $75,000 Building $245,700	$320,700 (+7.15%) Land $75,000 Building $245,700
2024	$5,711.00 (+5.88%)
2023	$5,394.00 (+160.96%)	$299,300 (+77.72%) Land $60,000 Building $239,300	$299,300 (+22.01%) Land $60,000 Building $239,300
2022	$2,067.00 Homeowner's exemption Senior Citizen's exemption	$168,413	$245,300 Land $55,000 Building $190,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

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