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4804 Terra Sole Pl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4804 Terra Sole Pl, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,712 sqft · built 2018
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$245,755 (Apr 2018)
Tax Bill$3,640 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Apr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN062631023600010300

Property Details

APN / Parcel Number

Primary APN062631023600010300

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,712 sqft Heated Area
Gross Area2,210 sqft
1st Floor Area1,712 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.169 acres)
Garage TypeFinished
Garage Area456 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area42 sqft
Patio Area45 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4804 TERRA SOLE PL
CitySAINT CLOUD
StateFL
Zip34771-8802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTERRA VISTA PB 23 PG 15 LOT 30
Legal Range31E
Legal Township26S
Legal Section06
Legal SubdivisionTERRA VISTA
Legal Tract236
Legal Block1
Legal Lot Number30
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2008
Census Tract43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4804 TERRA SOLE PL, SAINT CLOUD, FL 34771-8802
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2021Deed of Trust, Mortgage · FHA Mortgage
JAMES B NUTTER & CO
Apr 2, 2018Special Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 2, 2018 · Amount on Record
Deed SaleApr 2, 2018 · Amount on Record
Deed Document Number2018050858
Deed Book / Page5309 / 1701
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4804 TERRA SOLE PL, SAINT CLOUD, FL 34771-8802
Transaction TypeMortgage
Record UpdatedFeb 23, 2021
Title CompanyVANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4804 TERRA SOLE PL, SAINT CLOUD, FL 34771-8802

Mortgage

Document Number0058861208
DateFeb 8, 2021
Book Page5886/1208
Instrument2021017703
Lender
NameJAMES B NUTTER & CO
TypeMortgage Company
AddressKANSAS CITY, MO 64111
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term357 Months
DueNov 1, 2050

April 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 2, 2018
Property Address4804 TERRA SOLE PL, SAINT CLOUD, FL 34771-8802
Document Number0053091701
Book / Page5309 / 1701
Map ReferenceMB23 PG15
Instrument DateMar 30, 2018
Instrument2018050858
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,720.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2255 GLADES RD # RD324A, 2255, BOCA RATON, FL 33431-7382

Transferred To (Grantee/Buyer)

NameVerified Name
Address3707 CONROY RD APT 1711, 1711, ORLANDO, FL 32839-2480

Mortgage

Document Number2018050859
DateApr 2, 2018
Instrument2018050859
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,640.00 (+6.25%) Homeowner's exemption$246,284 (+5.99%)$324,900 (+6.98%) Land $75,000 Building $249,900
2023$3,426.00 (+3.63%) Homeowner's exemption$232,373 (+3%)$303,700 (+21.77%) Land $60,000 Building $243,700
2022$3,306.00 Homeowner's exemption$225,605$249,400 Land $55,000 Building $194,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 148 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies148 in force
Nearby Flood Claims5 (2016–2022)
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon, Xfinity.

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