4805 Stone Ridge Dr, Temple, TX 76502 Property Records

Bell County property record for 4805 Stone Ridge Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,403 sqft · built 1986
Lot Size	0.099 acres (4,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$202,300 (Nov 2021)
Tax Bill	$3,117 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0115740563`

Property Details

APN / Parcel Number

Primary APN	`0115740563`
Alternative APNs	`861462` `50457`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,403 sqft Living Area
1st Floor Area	888 sqft
2nd Floor Area	515 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,326 sqft (0.099 acres)
Lot Dimensions	103 ft deep x 42 ft wide
Garage Area	290 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	33 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4805 STONE RIDGE DR
City	TEMPLE
State	TX
Zip	76502-3737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFA2
Legal Description	STONE RIDGE PHASE I, BLOCK 003, LOT 0022
Legal Subdivision	STONE RIDGE PHASE I
Legal Block	3
Legal Lot Number	22
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1016
Census Tract	21304

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4805 STONE RIDGE DR, TEMPLE, TX 76502-3737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Vendor's Lien, Transfer · VA Mortgage BROKER SOLUTIONS INC
Jun 21, 2019	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 1, 2019	Warranty Deed, Transfer LANELL & HOMER THOMPSON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2021 · Amount on Record
Deed Sale	Nov 4, 2021 · Amount on Record
Prior Sale	Jun 21, 2019 · Amount on Record
Deed Document Number	202172999
Prior Transfer Date	Nov 3, 2021
Prior Transfer Doc	0000072999
Record Updated	Sep 20, 2026

November 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Nov 4, 2021
Property Address	4805 STONE RIDGE DR, TEMPLE, TX 76502-3737
Document Number	0000072999
Map Reference	CAB A SL 372-D
Instrument Date	Nov 3, 2021
Instrument	2021072999
Transaction Type	Transfer
Record Updated	Nov 15, 2021
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7530 WIND CHIME WAY, 7530, TEMPLE, TX 76502-4447

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4805 STONE RIDGE DR, TEMPLE, TX 76502-3737

Mortgage

Document Number	0000073000
Date	Nov 4, 2021
Instrument	2021073000

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 21, 2019
Property Address	4805 STONE RIDGE DR, TEMPLE, TX 76502-3737
Document Number	0000026729
Map Reference	CAB A SL 372-D
Instrument Date	Jun 20, 2019
Instrument	2019-00026729
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4805 STONE RIDGE DR, TEMPLE, TX 76502-3737

Mortgage

Document Number	0000026730
Date	Jun 21, 2019
Instrument	2019-00026730

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Mar 1, 2019
Property Address	4805 STONE RIDGE DR, TEMPLE, TX 76502-3737
Document Number	0000008231
Book / Page	010755 / 000437
Instrument Date	Feb 28, 2019
Instrument	8231
Transaction Type	Transfer
Record Updated	Mar 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2041 MOTTEY ST GEORGETOWN TX 786267646, GEORGETOWN, TX 78626-7646

Mortgage

Document Number	8232
Date	Mar 1, 2019
Book Page	010755/000440
Instrument	8232

Lender

Name	LANELL & HOMER THOMPSON
Address	309 LYNCH CLEMENTS RD, NOBLE, LA 71462-2645

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Feb 29, 2024

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,117.00 (+1.63%)	$210,803 (+3.32%) Land $26,250 Building $184,553	$210,803 (+3.32%) Land $26,250 Building $184,553
2023	$3,067.00 (-28.97%) Homeowner's exemption	$204,034 Land $21,000 Building $183,034	$204,034 Land $21,000 Building $183,034
2022	$4,318.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Altitude ISP, SOS Communications, T-Mobile, Verizon.

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