4802 Stone Ridge Dr, Temple, TX 76502 Property Records

Bell County property record for 4802 Stone Ridge Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,380 sqft · built 1986
Lot Size	0.099 acres (4,326 sqft)
Owner	Individual Name on Record
Last Sale	$144,632 (Aug 2026)
Tax Bill	$2,497 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0115740312`

Property Details

APN / Parcel Number

Primary APN	`0115740312`
Alternative APNs	`131089` `834961`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,380 sqft Living Area
1st Floor Area	1,380 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,326 sqft (0.099 acres)
Lot Dimensions	103 ft deep x 42 ft wide
Garage Area	227 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4802 STONE RIDGE DR
City	TEMPLE
State	TX
Zip	76502-3736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFA2
Legal Description	STONE RIDGE PHASE I, BLOCK 001, LOT 0005
Legal Subdivision	STONE RIDGE PHASE I
Legal Block	1
Legal Lot Number	5
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1015
Census Tract	21304

Owner

Source: Bell County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4802 STONE RIDGE DR, TEMPLE, TX 76502-3736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed, Transfer · Conventional Mortgage FIRST BANK
Apr 24, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MTG
Oct 25, 2017	Warranty Deed, Transfer · FHA Mortgage SUNBELT LNDG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2026 · Amount on Record
Deed Sale	Aug 12, 2026 · Amount on Record
Prior Sale	Oct 25, 2017 · Amount on Record
Deed Document Number	202640753
Prior Transfer Date	Oct 19, 2017
Prior Transfer Doc	0000044821
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL TX
Recording Date	Aug 12, 2026
Property Address	4802 STONE RIDGE DR, TEMPLE, TX 76502-3736
Document Number	0000040753
Instrument Date	Aug 10, 2026
Instrument	202640753
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	COMMUNITY FIRST TITLE, FIRST COMMUNITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4802 STONE RIDGE DR, TEMPLE, TX 76502-3736

Mortgage

Document Number	0000040754,
Date	Aug 12, 2026
Instrument	202640754

Lender

Name	FIRST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Apr 24, 2019
Property Address	4802 STONE RIDGE DR, TEMPLE, TX 76502-3736
Document Number	0000016580
Book / Page	010813 / 000888
Instrument Date	Apr 24, 2019
Instrument	16580
Transaction Type	Subdivision Related Transfer
Record Updated	May 16, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 STONEWALL RDG HARKER HEIGHTS TX 76548, HARKER HEIGHTS, TX 76548

Mortgage

Document Number	16581
Date	Apr 24, 2019
Book Page	010813/000888
Instrument	16581

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Oct 25, 2017
Property Address	4802 STONE RIDGE DR, TEMPLE, TX 76502-3736
Document Number	0000044821
Instrument Date	Oct 19, 2017
Instrument	44821
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4802 STONE RIDGE DR TEMPLE TX 765023736, TEMPLE, TX 76502-3736

Mortgage

Document Number	44822
Date	Oct 25, 2017
Instrument	44822

Lender

Name	SUNBELT LNDG SVCS
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2047

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,497.00 (+18.45%)	$170,030 (-3.27%)	$181,536 (+3.28%) Land $26,250 Building $155,286
2023	$2,108.00 (-19.42%) Homeowner's exemption	$175,775 Land $21,000 Building $154,775	$175,775 Land $21,000 Building $154,775
2022	$2,616.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Altitude ISP, SOS Communications, T-Mobile, Verizon.

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