4805 Karafit Rd, Celina, OH 45822 Property Records

Mercer County property record for 4805 Karafit Rd, Celina, OH 45822

Property Summary

Property TypeFarm - Irrigated or Dry
Details2 bd · 1 ba · 1,294 sqft · built 1952
Lot Size4 acres (174,240 sqft)
Owner2 Individual Names on Record
Last Sale$79,900 (Aug 2005)
Tax Bill$2,434 (2025)
Deeds & MortgagesOct 2006 Mortgage
Feb 2009 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN09-117600.0000

Property Details

APN / Parcel Number

Primary APN09-117600.0000
Alternative APN
  • 09-29-200-006

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,294 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Lot Area174,240 sqft (4 acres)
Garage TypeAttached
Garage Area792 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address4805 KARAFIT RD
CityCELINA
StateOH
Zip45822-8118
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Legal DescriptionSE COR SE NE RTS: 003-06-29
JurisdictionMERCER OH
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1022
Census Tract967800

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8350 STATE ROUTE 219, CELINA, OH 45822-8811
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2006Deed of Trust, Mortgage · Conventional Mortgage
MERCER SAVINGS BANK IRMSCHER BLVD
Feb 23, 2009Deed of Trust, Mortgage
MERCER SAVINGS BANK
Oct 2, 2009Deed of Trust, Mortgage · Line of Credit
MERCER SAVINGS BANK
Jul 27, 2007Deed of Trust, Mortgage · Conventional Mortgage
MERCER SAVINGS BANK
Aug 9, 2005Special Warranty Deed, Transfer
RESOURCE TITLE, RESOURCE TITLE AGENCY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2005 · Amount on Record
Deed SaleAug 9, 2005 · Amount on Record
Prior SaleJul 25, 2005 · Amount on Record
Deed Document Number20054846
Record UpdatedSep 20, 2026

October 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address4805 KARAFIT RD, CELINA, OH 45822-8118
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number200600005865
DateOct 2, 2006
Instrument200600005865
Lender
NameMERCER SAVINGS BANK IRMSCHER BLVD
AddressCELINA, OH 45822
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2036

February 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address4805 KARAFIT RD, CELINA, OH 45822-8118
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number200900001502
DateFeb 23, 2009
Instrument200900001502
Lender
NameMERCER SAVINGS BANK
AddressCELINA, OH 45822
Agreement
AmountAmount Recorded
Term361 Months
DueMar 1, 2039

October 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address4805 KARAFIT RD, CELINA, OH 45822-8118
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number200900006766
DateOct 2, 2009
Instrument200900006766
Lender
NameMERCER SAVINGS BANK
AddressCELINA, OH 45822
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueSep 28, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address4805 KARAFIT RD, CELINA, OH 45822-8118
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number200700004855
DateJul 27, 2007
Instrument200700004855
Lender
NameMERCER SAVINGS BANK
AddressCELINA, OH 45822
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJul 23, 2012

August 2005: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMERCER OH
Recording DateAug 9, 2005
Property Address4805 KARAFIT RD, CELINA, OH 45822-8118
Document Number200500004846
Instrument DateMay 25, 2005
Instrument200500004846
Transaction TypeTransfer
Record UpdatedJun 16, 2026
Title CompanyRESOURCE TITLE, RESOURCE TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9350 WAXIE WAY STE 100, 100, SAN DIEGO, CA 92123-1048

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address8350 STATE ROUTE 219, CELINA, OH 45822-8811

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionFranklin Township
Unified School DistrictCelina City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,434.00$67,510 (-) Land $20,290 Building $47,220
2024$2,434.00 (+0.25%)$67,510 (-) Land $20,290 Building $47,220
2023$2,428.00 (+35.42%)$67,510 (+44.19%) Land $20,290 Building $47,220$192,870 (+44.19%) Land $57,970 Building $134,900
2022$1,793.00$46,820 Land $16,540 Building $30,280
2020$133,760 Land $47,260 Building $86,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims4 (2005–2011)
Claims Outside the SFHA3 of 4
Most Recent ClaimFeb 2011 · river or lake flooding
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
NKTELCO - Goldstar
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

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