5042 Karafit Rd, Celina, OH 45822 Property Records

Mercer County property record for 5042 Karafit Rd, Celina, OH 45822

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,988 sqft · built 2005
Lot Size1.09 acres (47,742 sqft)
OwnerIndividual Name on Record
Last Sale$5,000 (Oct 2005)
Tax Bill$4,372 (2025)
Deeds & MortgagesApr 2018 Mortgage
Jan 2021 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN09-067600.0100

Property Details

APN / Parcel Number

Primary APN09-067600.0100
Alternative APN
  • 09-21-300-016

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area1,988 sqft Living Area
Basement Area1,988 sqft
Finished Basement1,988 sqft
Unfinished Basement1,988 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area47,742 sqft (1.09 acres)
Garage TypeAttached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address5042 KARAFIT RD
CityCELINA
StateOH
Zip45822-9184
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SW SW RTS: 003-06-21
JurisdictionMERCER OH
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1012
Census Tract967800

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5042 KARAFIT RD, CELINA, OH 45822-9184
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2018Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC
Jan 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
May 13, 2009Deed of Trust, Mortgage
FIRST FINANCIAL BANK NA
May 22, 2009Deed of Trust, Mortgage · Line of Credit
FIRST FINANCIAL BANK NA
May 10, 2006Deed of Trust, Mortgage
FIRST FINANCIAL BANK NA
Jan 21, 2025Transfer on Death Deed, Transfer
Feb 2, 2024Certificate of Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 2005 · Amount on Record
Deed SaleOct 27, 2005 · Amount on Record
Deed Document Number20056665
Last Transfer DateJan 21, 2025
Transfer Doc0000000224
Record UpdatedSep 20, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address5042 KARAFIT RD, CELINA, OH 45822-9184
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800001890
DateApr 25, 2018
Instrument201800001890
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term241 Months
DueMay 1, 2038

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address5042 KARAFIT RD, CELINA, OH 45822-9184
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100000394
DateJan 20, 2021
Instrument202100000394
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term205 Months
DueFeb 1, 2038

May 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address5042 KARAFIT RD, CELINA, OH 45822-9184
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number200900003684
DateMay 13, 2009
Instrument200900003684
Lender
NameFIRST FINANCIAL BANK NA
TypeBank
AddressMOUNT LAUREL, NJ 08054
Agreement
AmountAmount Recorded
Term361 Months
DueJun 1, 2039

May 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address5042 KARAFIT RD, CELINA, OH 45822-9184
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number200900003938
DateMay 22, 2009
Instrument200900003938
Lender
NameFIRST FINANCIAL BANK NA
TypeBank
AddressHAMILTON, OH 45012
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 8, 2029

May 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address5042 KARAFIT RD, CELINA, OH 45822-9184
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number200600002812
DateMay 10, 2006
Instrument200600002812
Lender
NameFIRST FINANCIAL BANK NA
TypeBank
AddressCELINA, OH 45822
Agreement
AmountAmount Recorded
Term361 Months
DueJun 1, 2036

January 2025: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMERCER OH
Recording DateJan 21, 2025
Property Address5042 KARAFIT RD, CELINA, OH 45822-9184
Document Number202500000224
Instrument DateJan 16, 2025
Instrument202500000224
Transaction TypeTransfer
Record UpdatedJun 16, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address5042 KARAFIT RD, CELINA, OH 45822-9184

February 2024: Certificate of Transfer, Transfer

Document TypeCertificate of Transfer
JurisdictionMERCER OH
Recording DateFeb 2, 2024
Property Address5042 KARAFIT RD, CELINA, OH 45822-9184
Document Number202400000444
Instrument DateJan 30, 2024
Instrument202400000444
Transaction TypeTransfer
Record UpdatedFeb 8, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5042 KARAFIT RD, CELINA, OH 45822-9184

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionFranklin Township
Unified School DistrictCelina City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,372.00$105,010 (-) Land $8,790 Building $96,220
2024$4,372.00 (+0.23%)$105,010 (-) Land $8,790 Building $96,220
2023$4,362.00 (+23.12%)$105,010 (+42.39%) Land $8,790 Building $96,220$300,000 (+42.38%) Land $25,100 Building $274,900
2022$3,543.00$73,750 Land $6,300 Building $67,450
2020$210,700 Land $18,000 Building $192,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims4 (2005–2011)
Claims Outside the SFHA3 of 4
Most Recent ClaimFeb 2011 · river or lake flooding
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
NKTELCO - Goldstar
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

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