San Diego County property record for 4805 Cardiff Bay Dr, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,031 sqft · built 1997 |
| Lot Size | 0.224 acres (9,778 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $575,000 (Dec 2005) |
| Tax Bill | $8,884 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 122-385-09-00 |
| Primary APN | 122-385-09-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,031 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 9,778 sqft (0.224 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 4805 CARDIFF BAY DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-3414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 576 TR 012383 |
| Legal Subdivision | WHELAN RANCH |
| Legal Tract | 012383 |
| Legal Block | 1 |
| Legal Lot Number | 576 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 18609 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4805 CARDIFF BAY DR, OCEANSIDE, CA 92057-3414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2005 · Amount on Record |
| Deed Sale | Dec 30, 2005 · Amount on Record |
| Prior Sale | Aug 22, 1997 · Amount on Record |
| Deed Document Number | 20051118525 |
| Prior Transfer Date | May 27, 1999 |
| Prior Transfer Doc | 0000448911 |
| Record Updated | Oct 29, 2026 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $801,434 (+2%) Land $452,984 Building $348,450 | |
| 2025 | $8,884.00 (+5.2%) Homeowner's exemption | $785,720 (+4.04%) Land $444,102 Building $341,618 |
| 2023 | $8,445.00 (+1.55%) Homeowner's exemption | $755,211 Land $426,858 Building $328,353 |
| 2022 | $8,316.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1998–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2018 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile.
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