4804 Westwinds Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 4804 Westwinds Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.004 acres (217 sqft)
Owner	Individual Name on Record
Last Sale	$1,061,999 (Apr 2022)
Tax Bill	$7,687 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-2S-21-42800-000-4804`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42800-000-4804`
Alternative APN	`1077492`

Exterior

Lot Area	217 sqft (0.004 acres)

Location & Zoning

Account Number	1077492
Street Address	4804 WESTWINDS DR
City	MIRAMAR BEACH
State	FL
Zip	32550-7848
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SD
Legal Description	UT 4804 WESTWINDS AT SANDESTIN CONDO OR1804-313 OR 2357-1215 OR 3204-1218
Legal Range	21W
Legal Township	02S
Legal Section	34
Legal Subdivision	WESTWINDS AT SANDESTIN CONDO
Legal Lot Number	4804
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7038 EDGEWATER DR, MANDEVILLE, LA 70471-7415
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Jun 24, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage DYAR & DYAR PROPERTIES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2022 · Amount on Record
Deed Sale	Apr 5, 2022 · Amount on Record
Prior Sale	Jun 24, 2021 · Amount on Record
Deed Document Number	20220015915
Deed Book / Page	3246 / 1891
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 5, 2022
Property Address	4804 WESTWINDS DR, MIRAMAR BEACH, FL 32550-7848
Document Number	0032461891
Book / Page	3246 / 1891
Map Reference	MB 1778 PG 67-195
Instrument Date	Mar 24, 2022
Instrument	20220015915
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	NOT AVAILABLE, BRADLEY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,434.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 WILD MDWS, HATTIESBURG, MS 39402-8108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7038 EDGEWATER DR, MANDEVILLE, LA 70471-7415

Mortgage

Document Number	0032461893
Date	Apr 5, 2022
Instrument	3246/1893

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Apr 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.62%
Index	Other
Margin	3
Max Rate	8.62%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 24, 2021
Property Address	4804 WESTWINDS DR, MIRAMAR BEACH, FL 32550-7848
Document Number	0032041218
Book / Page	3204 / 1218
Map Reference	MB 1778 PG 67-195
Instrument Date	Jun 18, 2021
Instrument	20210031991
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	77 PEACHTREE PL NE UNIT 603, 603, ATLANTA, GA 30309-4477

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 MARAIS RDG, HATTIESBURG, MS 39402-7954

Mortgage

Document Number	0032041220
Date	Jun 24, 2021
Instrument	3204/1220

Lender

Name	DYAR & DYAR PROPERTIES LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2041

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$883,654 (+8.89%) Building $883,654	$883,654 (+8.89%) Building $883,654
2024	$7,687.00 (+4.26%)
2023	$7,373.00 (+22.56%)	$811,519 (+25%) Building $811,519	$811,519 (+25%) Building $811,519
2022	$6,016.00	$649,215 Building $649,215	$649,215 Building $649,215

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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