4800 Westwinds Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 4800 Westwinds Dr, Miramar Beach, FL 32550

Property Summary

Property TypeCondominium
Lot Size0.004 acres (217 sqft)
OwnerIndividual Name on File
Last Sale$1,035,000 (Jun 2024)
Tax Bill$7,059 (2024)
Deeds & MortgagesOct 2021 Sale & Mortgage
Apr 2017 Sale
Flood ZoneZone X (minimal risk)
APN34-2S-21-42800-000-4800

Property Details

APN / Parcel Number

Primary APN34-2S-21-42800-000-4800
Alternative APN
  • 1077488

Exterior

Lot Area217 sqft (0.004 acres)

Location & Zoning

Account Number1077488
Street Address4800 WESTWINDS DR
CityMIRAMAR BEACH
StateFL
Zip32550-7848
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSD
Legal DescriptionUNIT 4800 WESTWINDS AT SANDESTIN CONDO OR 1804-315 OR 2029-301 OR 2666-336 OR 2691-797 OR 2726-605 OR 2856-4467 OR 2866-852
Legal Range21W
Legal Township02S
Legal Section34
Legal SubdivisionWESTWINDS AT SANDESTIN CONDO
Legal Lot Number4800
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1003
Census Tract950609

Owner

4800 Westwinds Dr, a condominium, is owned by an individual who bought it in June 2024.

Source: Walton County records, as of December 17, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address9253 NORTON COMMONS BLVD, PROSPECT, KY 40059-7565
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2021Warranty Deed, Transfer · Conventional Mortgage
VANDERBILT MORTGAGE & FINANCE INC
Apr 10, 2017Warranty Deed, Transfer
MCNEESE TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2024 · Amount on File
Deed SaleJun 28, 2024 · Amount on File
Prior SaleOct 6, 2021 · Amount on File
Deed Document Number20240022910
Deed Book / Page3329 / 25
Record UpdatedJun 8, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateOct 6, 2021
Property Address4800 WESTWINDS DR, MIRAMAR BEACH, FL 32550-7848
Document Number0032192861
Book / Page3219 / 2861
Map ReferenceMB 4 PG 41-41TT
Instrument DateSep 30, 2021
Instrument20210050032
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanySETCO SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,335.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8024 ADELAIDE DR, COLUMBUS, GA 31909-8028

Transferred To (Grantee/Buyer)

NameVerified Name
Address12351 BIG CANOE, BIG CANOE, GA 30143-5164

Mortgage

Document Number0032192863
DateOct 6, 2021
Instrument3219/2863
Lender
NameVANDERBILT MORTGAGE & FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2051

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateApr 10, 2017
Property Address4800 WESTWINDS DR, MIRAMAR BEACH, FL 32550-7848
Document Number0030380144
Book / Page003038 / 000144
Instrument DateApr 7, 2017
Instrument11060
Transaction TypeTransfer
Record UpdatedApr 21, 2017
Title CompanyMCNEESE TITLE LLC

Transaction

AmountAmount on Record
Tax$3,885.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1482 RIDLEY DR FRANKLIN TN 370649676, FRANKLIN, TN 37064-9676

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$841,208 Building $841,208$841,208 Building $841,208
2024$7,059.00 (+7.43%)
2023$6,571.00 (+14.74%)$772,538 (+25%) Building $772,538$772,538 (+25%) Building $772,538
2022$5,727.00$618,030 Building $618,030$618,030 Building $618,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4800 Westwinds Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 750 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4,168 units insured
incl. 3,418 condo units
Nearby Flood Claims64 (1995–2024)
Claims Outside the SFHA45 of 64
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims
  • Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4800 Westwinds Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Wildstar Networks.

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