4804 Charmian Rd, Richmond, VA 23226 Property Records

Richmond City property record for 4804 Charmian Rd, Richmond, VA 23226

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,426 sqft · built 1930
Lot Size	0.501 acres (21,824 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,050,000 (May 2008)
Tax Bill	$25,236 (2026)
Deeds & Mortgages	Apr 2021 Refinance Apr 2021 Refinance
APN	`W-022-0174-008`

Property Details

APN / Parcel Number

Primary APN	`W-022-0174-008`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,426 sqft Living Area
1st Floor Area	1,970 sqft
Basement Area	1,148 sqft
Finished Basement	400 sqft
Unfinished Basement	748 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,824 sqft (0.501 acres)
Lot Dimensions	168 ft deep x 87 ft wide
Porch	Porch
Porch Area	149 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4804 CHARMIAN RD
City	RICHMOND
State	VA
Zip	23226-1708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SINGLE
Legal Description	HILLCREST L1-2 PTS 3-4 BG; 0087.71X0168.65 IRG0000.000
Jurisdiction	RICHMOND CITY VA
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2007
Census Tract	50600

Owner

Source: Richmond City records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4804 CHARMIAN RD, RICHMOND, VA 23226-1708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Apr 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2008 · Amount on Record
Deed Sale	May 9, 2008 · Amount on Record
Prior Sale	Jan 29, 2007 · Amount on Record
Deed Book / Page	800 / 12724
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	4804 CHARMIAN RD, RICHMOND, VA 23226-1708
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012301
Date	Apr 30, 2021
Instrument	210012301

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	292 Months
Due	Aug 1, 2045

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	4804 CHARMIAN RD, RICHMOND, VA 23226-1708
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12301
Date	Apr 30, 2021
Instrument	210012301

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	292 Months
Due	Aug 1, 2045

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Richmond City
Unified School District	Richmond City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25,236.00 (+4.63%)	$2,103,000 (+11.51%) Land $406,000 Building $1,697,000	$2,103,000 (+11.51%) Land $406,000 Building $1,697,000
2025	$24,120.00 (+120,5%)
2024		$1,886,000 Land $360,000 Building $1,526,000
2023			$1,886,000 Land $360,000 Building $1,526,000
2020	$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1991–2006)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2006 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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