Richmond City property record for 4802 Charmian Rd, Richmond, VA 23226
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,719 sqft · built 1928 |
| Lot Size | 0.961 acres (41,861 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $9,168 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2021 Mortgage |
| APN | W-022-0174-007 |
| Primary APN | W-022-0174-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,719 sqft Living Area |
| 1st Floor Area | 1,679 sqft |
| Upper Floors Area | 1,040 sqft |
| Basement Area | 1,180 sqft |
| Finished Basement | 420 sqft |
| Unfinished Basement | 760 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 41,861 sqft (0.961 acres) |
| Lot Dimensions | 250 ft deep x 167 ft wide |
| Garage Area | 306 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 155 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Street Address | 4802 CHARMIAN RD |
|---|---|
| City | RICHMOND |
| State | VA |
| Zip | 23226-1708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 SINGLE |
| Legal Description | WESTMORELAND PL LB39PT38; 0167.50X0250.00 0000.000 |
| Legal Subdivision | WESTMORELAND PLACE |
| Jurisdiction | RICHMOND CITY VA |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 50600 |
Source: Richmond City records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4802 CHARMIAN RD, RICHMOND, VA 23226-1708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA CREDIT UNION INC |
| Jun 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA CREDIT UNION INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2002 |
| Deed Sale | Jan 31, 2002 |
| Deed Document Number | 20023202 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 4802 CHARMIAN RD, RICHMOND, VA 23226-1708 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015891 |
|---|---|
| Date | Jun 2, 2021 |
| Instrument | 210015891 |
| Name | VIRGINIA CREDIT UNION INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.38% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 4802 CHARMIAN RD, RICHMOND, VA 23226-1708 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 15891 |
|---|---|
| Date | Jun 2, 2021 |
| Instrument | 210015891 |
| Name | VIRGINIA CREDIT UNION INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.38% |
Source: Richmond City assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Richmond City |
| Unified School District | Richmond City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,168.00 (+0.92%) | $764,000 (+11.86%) Land $555,000 Building $209,000 | $764,000 (+11.86%) Land $555,000 Building $209,000 |
| 2025 | $9,084.00 (+45,32%) | ||
| 2024 | $683,000 Land $481,000 Building $202,000 | ||
| 2023 | $683,000 Land $481,000 Building $202,000 | ||
| 2020 | $20.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1991–2006) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2006 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
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