Black Hawk County property record for 4803 Millenium Dr, Cedar Falls, IA 50613 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,429 sqft · built 2014 |
| Lot Size | 0.179 acres (7,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Mar 2026) |
| Tax Bill | $4,288 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jun 2014 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-29-176-051 |
| Primary APN | 8913-29-176-051 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,429 sqft Living Area |
| 1st Floor Area | 1,429 sqft |
| Basement Area | 1,429 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,800 sqft (0.179 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 39 sqft |
| Patio Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4803 MILLENIUM DR |
|---|---|
| City | CEDAR FALLS |
| State | IA |
| Zip | 50613-7991 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTINGTON RIDGE SECOND ADDITION LOT 19 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 29 |
| Legal Subdivision | HUNTINGTON RIDGE SECOND |
| Legal Lot Number | 19 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR FALLS |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 2601 |
Source: Black Hawk County records · APN 8913-29-176-051
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4803 MILLENIUM DR, CEDAR FALLS, IA 50613-7991 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Aug 02, 2022 | Deed of Trust, Mortgage · Line of Credit KEYSTONE SAVINGS BANK |
| Jun 04, 2014 | Deed of Trust, Mortgage · Construction Mortgage BANKERS TRUST COMPANY NA |
| Mar 10, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 10, 2026 · Amount on Record |
| Deed Sale | Mar 10, 2026 · Amount on Record |
| Prior Sale | Jan 04, 2013 · Amount on Record |
| Deed Document Number | 20263078 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 4803 MILLENIUM DR, CEDAR FALLS, IA 50613-7991 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1100 OLD MARION RD NE, CEDAR RAPIDS, IA 52402-5726 |
| Document Number | 202300001855 |
|---|---|
| Date | Aug 02, 2022 |
| Instrument | 202300001855 |
| Name | KEYSTONE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CENTER POINT, IA 52213 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 01, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 4803 MILLENIUM DR, CEDAR FALLS, IA 50613-7991 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201400021406 |
|---|---|
| Date | Jun 04, 2014 |
| Instrument | 201400021406 |
| Name | BANKERS TRUST COMPANY NA |
|---|---|
| Type | Bank |
| Address | CEDAR RAPIDS, IA 52402 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 04, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Mar 10, 2026 |
| Property Address | 4803 MILLENIUM DR, CEDAR FALLS, IA 50613-7991 |
| Document Number | 0202603078 |
| Instrument Date | Feb 24, 2026 |
| Instrument | 2026-03078 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Title Company | BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT & T |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $463.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4803 MILLENIUM DR, CEDAR FALLS, IA 50613-7991 |
| Document Number | 0202603079 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 2026-03079 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Cedar Falls City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,288.00 | $272,570 (+8.99%) Land $41,680 Building $230,890 | $272,570 (+8.99%) Land $41,680 Building $230,890 |
| 2024 | $4,288.00 (+11.03%) | ||
| 2023 | $250,090 (+12.75%) Land $41,680 Building $208,410 | $250,090 (+12.75%) Land $41,680 Building $208,410 | |
| 2022 | $3,862.00 | $221,810 Land $41,680 Building $180,130 | |
| 2021 | $221,810 Land $41,680 Building $180,130 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 35% of Iowa |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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