4821 Millenium Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 4821 Millenium Dr, Cedar Falls, IA 50613 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,473 sqft · built 2010
Lot Size	0.249 acres (10,850 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Oct 2023)
Tax Bill	$5,060 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-29-176-012`

Property Details

APN / Parcel Number

Primary APN	`8913-29-176-012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,473 sqft Living Area
1st Floor Area	1,473 sqft
Basement Area	1,473 sqft
Finished Basement	850 sqft
Unfinished Basement	1,473 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,850 sqft (0.249 acres)
Lot Dimensions	140 ft deep x 59 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	25 sqft
Deck Area	160 sqft
Patio Area	144 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4821 MILLENIUM DR
City	CEDAR FALLS
State	IA
Zip	50613-7991
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUNTINGTON RIDGE FIRST ADDITION LOT 19
Legal Range	13W
Legal Township	89N
Legal Section	29
Legal Subdivision	HUNTINGTON RIDGE FIRST
Legal Lot Number	19
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	3
Census Block	3031
Census Tract	2601

Owner

Source: Black Hawk County records · APN 8913-29-176-012

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4821 MILLENIUM DR, CEDAR FALLS, IA 50613-7991
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 06, 2022	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK
Oct 29, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 06, 2023 · Amount on Record
Deed Sale	Oct 06, 2023 · Amount on Record
Prior Sale	Oct 06, 2022 · Amount on Record
Deed Document Number	20235793
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 06, 2022
Property Address	4821 MILLENIUM DR, CEDAR FALLS, IA 50613-7991
Document Number	202300005793
Instrument Date	Oct 01, 2022
Instrument	202300005793
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$471.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4821 MILLENIUM DR, CEDAR FALLS, IA 50613-7991

Mortgage

Document Number	202300005794
Date	Oct 06, 2022
Instrument	202300005794

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Nov 01, 2027
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	6.12%
Index	1-Year CMT
Max Rate	10.1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 29, 2020
Property Address	4821 MILLENIUM DR, CEDAR FALLS, IA 50613-7991
Document Number	202100009332
Instrument Date	Oct 26, 2020
Instrument	202100009332
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$420.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4821 MILLENIUM DR, CEDAR FALLS, IA 50613-7991

Mortgage

Document Number	202100009333
Date	Oct 29, 2020
Instrument	202100009333

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2035

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,060.00 Homeowner's exemption	$327,540 (+7.25%) Land $45,740 Building $281,800	$327,540 (+7.25%) Land $45,740 Building $281,800
2024	$5,060.00 (+6.53%)
2023		$305,390 (+11.95%) Land $48,150 Building $257,240	$305,390 (+11.95%) Land $48,150 Building $257,240
2022	$4,750.00	$272,780 Land $48,150 Building $224,630
2021			$272,780 Land $48,150 Building $224,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 32% of Iowa
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

4821 Millenium Dr, Cedar Falls, IA 50613 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Millenium Dr

Nearby Streets

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