4801 Mechums River Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 4801 Mechums River Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,224 sqft · built 1991
Lot Size	0.184 acres (8,015 sqft)
Owner	Individual Name on Record
Last Sale	$282,500 (Jun 2023)
Tax Bill	$2,836 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`057A0-01-00-07500`

Property Details

APN / Parcel Number

Primary APN	`057A0-01-00-07500`
Alternative APN	`18431`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,224 sqft Finished Area
Basement Area	736 sqft
Flooring	Parquet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood
Lot Area	8,015 sqft (0.184 acres)
Driveway	Paver Driveway

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Deck Area	200 sqft
Shed	1 Shed
Shed Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	4801 MECHUMS RIVER RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-9207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	HIGHLANDS 75
Legal Subdivision	HIGHLANDS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	1
Census Block	1015
Census Tract	11101

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4801 MECHUMS RIVER RD, CHARLOTTESVILLE, VA 22901-9207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Deed, Transfer · Conventional Mortgage TRUIST BANK
Nov 17, 2017	Grant Deed, Transfer · Conventional with PMI MEMBER OPTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2023 · Amount on Record
Deed Sale	Jun 7, 2023 · Amount on Record
Prior Sale	Nov 17, 2017 · Amount on Record
Deed Document Number	20234710
Record Updated	Sep 20, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 7, 2023
Property Address	4801 MECHUMS RIVER RD, CHARLOTTESVILLE, VA 22901-9207
Document Number	202300004710
Map Reference	MB 4216 PG 175-178
Instrument Date	Jun 1, 2023
Instrument	202300004710
Transaction Type	Transfer
Record Updated	Jul 4, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$284.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4801 MECHUMS RIVER RD, CHARLOTTESVILLE, VA 22901-9207

Mortgage

Document Number	202300004711
Date	Jun 7, 2023
Instrument	202300004711

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Nov 17, 2017
Property Address	4801 MECHUMS RIVER RD, CHARLOTTESVILLE, VA 22901-9207
Document Number	0000013453
Book / Page	004985 / 000276
Instrument Date	Nov 2, 2017
Instrument	13453
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$214.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4801 MECHUMS RIVER RD CHARLOTTESVILLE VA 229019207, CHARLOTTESVILLE, VA 22901-9207

Mortgage

Document Number	13454
Date	Nov 17, 2017
Book Page	004985/000280
Instrument	13454

Lender

Name	MEMBER OPTIONS
Address	CHARLOTTESVILLE, VA 22903

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2047

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,836.00 (+6.98%)	$317,200 (+11.73%) Land $94,000 Building $223,200	$317,200 (+11.73%) Land $94,000 Building $223,200
2025	$2,651.00 (+118.73%)
2023	$1,212.00 (-42.23%)	$283,900 Land $85,000 Building $198,900	$283,900 Land $85,000 Building $198,900
2022	$2,098.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA CROZET serves 12,415 people · EPA ID VA2003050
Water Source	Purchased surface water from CROZET WTP
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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