4773 Mechums River Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 4773 Mechums River Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,235 sqft · built 1997
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$261,700 (Sep 2022)
Tax Bill	$2,781 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`057A0-02-00-00100`

Property Details

APN / Parcel Number

Primary APN	`057A0-02-00-00100`
Alternative APN	`18496`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,235 sqft Finished Area
Basement Area	750 sqft
Flooring	Carpet

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	7,492 sqft (0.172 acres)
Driveway	Paver Driveway

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	63 sqft
Patio Area	63 sqft
Shed	1 Shed
Shed Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	4773 MECHUMS RIVER RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-9211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	HIGHLANDS 2A 1
Legal Subdivision	HIGHLANDS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	1
Census Block	1021
Census Tract	11101

Owner

4773 Mechums River Rd is owned and occupied by an individual who bought it in September 2022.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	4773 MECHUMS RIVER RD, CHARLOTTESVILLE, VA 22901-9211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2022 · Amount on File
Deed Sale	Sep 27, 2022 · Amount on File
Deed Document Number	202211331
Prior Transfer Date	Nov 7, 2006
Prior Transfer Doc	3330/429
Record Updated	Sep 20, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Sep 27, 2022
Property Address	4773 MECHUMS RIVER RD, CHARLOTTESVILLE, VA 22901-9211
Document Number	202200011331
Map Reference	MB 1580 PG 464
Instrument Date	Sep 20, 2022
Instrument	202200011331
Transaction Type	Transfer
Record Updated	Oct 24, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4773 MECHUMS RIVER RD, CHARLOTTESVILLE, VA 22901-9211

Mortgage

Document Number	202200011333
Date	Sep 27, 2022
Instrument	202200011333

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 4773 Mechums River Rd was $2,781, up 7.1% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,781.00 (+7.13%)	$311,100 (+7.13%) Land $94,000 Building $217,100	$311,100 (+7.13%) Land $94,000 Building $217,100
2025	$2,596.00	$290,400 Land $84,000 Building $206,400	$290,400 Land $84,000 Building $206,400
2023	$2,356.00	$275,900 Land $85,000 Building $190,900	$275,900 Land $85,000 Building $190,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4773 Mechums River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4773 Mechums River Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA CROZET serves 12,415 people · EPA ID VA2003050
Water Source	Purchased surface water from CROZET WTP
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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