Clay County property record for 4800 Gopher Cir, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,414 sqft · built 2003 |
| Lot Size | 1.29 acres (56,366 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $269,900 (Mar 2019) |
| Tax Bill | $1,925 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Nov 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-05-24-006698-983-00 |
| Primary APN | 32-05-24-006698-983-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,414 sqft Heated Area |
| Gross Area | 2,316 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 56,366 sqft (1.29 acres) |
| Lot Dimensions | 315 ft deep x 179 ft wide |
| Garage Area | 728 sqft |
| Porch | Porch |
| Porch Area | 300 sqft |
| Patio Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4800 GOPHER CIR |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-6448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 BLK 163 BLACK CREEK PARK UNIT 1 AS REC O R 4173 PG 289 |
| Legal Range | 24 |
| Legal Township | 05 |
| Legal Section | 32 |
| Legal Subdivision | BLACK CREEK |
| Legal Block | 163 |
| Legal Lot Number | 10 |
| Legal Unit | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | KEYSTONE HEIGHTS |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 31101 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4800 GOPHER CIR, MIDDLEBURG, FL 32068-6448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC |
| Nov 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JAX FCU |
| Feb 8, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Mar 15, 2019 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2019 · Amount on Record |
| Deed Sale | Mar 15, 2019 · Amount on Record |
| Prior Sale | Dec 22, 2003 · Amount on Record |
| Deed Document Number | 2019013135 |
| Deed Book / Page | 4173 / 0289 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 4800 GOPHER CIR, MIDDLEBURG, FL 32068-6448 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4800 GOPHER CIR, MIDDLEBURG, FL 32068-6448 |
| Document Number | 0049992121 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 4999/2121 |
| Instrument | 2025060085 |
| Name | WEST CAPITAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 6, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 4800 GOPHER CIR, MIDDLEBURG, FL 32068-6448 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0045300329 |
|---|---|
| Date | Nov 2, 2021 |
| Book Page | 4530/329 |
| Instrument | 2021069363 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 4800 GOPHER CIR, MIDDLEBURG, FL 32068-6448 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040250854 |
|---|---|
| Date | Oct 30, 2017 |
| Book Page | 4025/0854 |
| Instrument | 2017055202 |
| Name | JAX FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 4800 GOPHER CIR, MIDDLEBURG, FL 32068-6448 |
| Document Number | 0042791287 |
| Instrument Date | Feb 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4800 GOPHER CIR MIDDLEBURG FL 320686448, MIDDLEBURG, FL 32068-6448 |
| Document Number | 0042791287 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 004279/001287 |
| Instrument | 8513 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 17, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Mar 15, 2019 |
| Property Address | 4800 GOPHER CIR, MIDDLEBURG, FL 32068-6448 |
| Document Number | 0041730289 |
| Book / Page | 004173 / 000289 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 13135 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | GLOBAL TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,889.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4800 GOPHER CIR MIDDLEBURG FL 320686448, MIDDLEBURG, FL 32068-6448 |
| Document Number | 41730291 |
|---|---|
| Date | Mar 15, 2019 |
| Book Page | 004173/000291 |
| Instrument | 13136 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 14, 2049 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,925.00 (-8.68%) Homeowner's exemption | $166,357 (+5.99%) | $353,630 (+8.56%) Land $50,000 Building $303,630 |
| 2023 | $2,108.00 (+9.34%) Homeowner's exemption | $156,961 (+3%) | $325,739 (+14.44%) Land $34,000 Building $291,739 |
| 2022 | $1,928.00 Homeowner's exemption | $152,390 | $284,649 Land $27,000 Building $257,649 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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