4790 Gopher Cir, Middleburg, FL 32068 Property Records

Clay County property record for 4790 Gopher Cir, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,546 sqft · built 1989
Lot Size	1.5 acres (65,688 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Aug 2018)
Tax Bill	$4,018 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-05-24-006698-982-00`

Property Details

APN / Parcel Number

Primary APN	`32-05-24-006698-982-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,546 sqft Heated Area
Gross Area	2,154 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	65,688 sqft (1.5 acres)
Lot Dimensions	365 ft deep x 180 ft wide
Garage Area	500 sqft

Exterior Amenities

Porch	Porch
Porch Area	12 sqft
Patio Area	96 sqft
Fence	Fence
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4790 GOPHER CIR
City	MIDDLEBURG
State	FL
Zip	32068-6486
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK 163 BLACK CREEK PARKUNIT 1 AS REC O R 4115 PG 1987
Legal Range	24
Legal Township	05
Legal Section	32
Legal Subdivision	BLACK CREEK
Legal Block	163
Legal Lot Number	9
Jurisdiction	CLAY FL
Township / Civil Division	KEYSTONE HEIGHTS
Census Block Group	2
Census Block	2021
Census Tract	31101

Owner

Source: Clay County records · APN 32-05-24-006698-982-00

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4790 GOPHER CIR, MIDDLEBURG, FL 32068-6486
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 21, 2018 · Amount on Record
Deed Sale	Aug 21, 2018 · Amount on Record
Deed Document Number	2018043992
Deed Book / Page	4115 / 1987
Record Updated	Jun 08, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Aug 21, 2018
Property Address	4790 GOPHER CIR, MIDDLEBURG, FL 32068-6486
Document Number	0041151987
Book / Page	004115 / 001987
Instrument Date	Aug 17, 2018
Instrument	43992
Transaction Type	Transfer
Record Updated	Sep 07, 2018
Title Company	VYSTAR TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4790 GOPHER CIR MIDDLEBURG FL 320686486, MIDDLEBURG, FL 32068-6486

Mortgage

Document Number	41151988
Date	Aug 21, 2018
Book Page	004115/001988
Instrument	43993

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2048

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,018.00 (-8.64%) Homeowner's exemption	$303,597 (+5.99%)	$440,716 (+7.93%) Land $50,000 Building $390,716
2023	$4,398.00 (+8.54%) Homeowner's exemption	$286,448 (+3%)	$408,328 (+13.63%) Land $34,000 Building $374,328
2022	$4,052.00 Homeowner's exemption	$278,105	$359,351 Land $27,000 Building $332,351

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force

Wildfire

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 75 locations within half a mile of this property.

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