Monroe County property record for 4800 Baum Rd, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 988 sqft · built 1975 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,513 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-30-100-003-000 |
| Primary APN | 10-30-100-003-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| 1st Floor Area | 1,638 sqft |
| Basement Area | 1,638 sqft |
| Unfinished Basement | 1,638 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Frame |
| Lot Area | 435,600 sqft (10 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 600 sqft |
| Patio Area | 154 sqft |
| Cooling System | Central |
|---|
| Street Address | 4800 BAUM RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART NE NW & PART SE NW |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 30 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 23 |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 600501 |
Source: Monroe County records · APN 10-30-100-003-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4800 BAUM RD, WATERLOO, IL 62298-4136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 28, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 28, 2018 | Quit Claim Deed, Transfer SCOTT CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 15, 2026 |
| Property Address | 4800 BAUM RD, WATERLOO, IL 62298-4136 |
| Document Number | 0000442092 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 2026442092 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4800 BAUM RD, WATERLOO, IL 62298-4136 |
| Document Number | 0000442092, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 2026442092 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8.13% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 4800 BAUM RD, WATERLOO, IL 62298-4136 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000429929 |
|---|---|
| Date | Jul 28, 2023 |
| Instrument | 429929 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2043 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 4800 BAUM RD, WATERLOO, IL 62298-4136 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000421557 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 421557 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Aug 28, 2018 |
| Property Address | 4800 BAUM RD, WATERLOO, IL 62298-4136 |
| Document Number | 0000397598 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 397598 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2018 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC) |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4800 BAUM RD WATERLOO IL 622984136, WATERLOO, IL 62298-4136 |
| Document Number | 397599 |
|---|---|
| Date | Aug 28, 2018 |
| Instrument | 397599 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | EDWARDSVILLE, IL 62025 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 27, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Valmeyer Community Unit School District 3 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $83,688 (+5.1%) Land $13,228 Building $70,460 | ||
| 2024 | $4,513.00 (-2.86%) | $247,695 (+3.69%) Land $41,469 Building $206,226 | |
| 2022 | $4,646.00 Additional exemption filed | $79,628 Land $12,938 Building $66,690 | $238,884 Land $38,814 Building $200,070 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336005011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Aug 1993, alluvial fan flooding, Severe Storms & Flooding |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
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