4681 Baum Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 4681 Baum Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,196 sqft · built 1853
Lot Size	170 acres (7,408,249 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,432 (2024)
Deeds & Mortgages	Jun 2017 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-30-300-001-000`

Property Details

APN / Parcel Number

Primary APN	`10-30-300-001-000`
Alternative APN	`10300000000700 00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft

Exterior

Year Built	Built 1853
Effective Year Built	Effective 1853
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	7,408,249 sqft (170 acres)
Driveway	Asphalt Driveway
Driveway Area	6,472 sqft
Porch	Slab
Porch Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4681 BAUM RD
City	WATERLOO
State	IL
Zip	62298-4131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA1
Legal Description	TAX LOTS 1, 6, NW SW, SW NW & PART SE NW & PART NE SW
Legal Range	10W
Legal Township	03S
Legal Section	30
Legal Lot Number	1,6
Jurisdiction	MONROE IL
Township / Civil Division	23
Census Block Group	1
Census Block	1056
Census Tract	600501

Owner

Source: Monroe County records · APN 10-30-300-001-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4681 BAUM RD, WATERLOO, IL 62298-4131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage STATE BK/WATERLOO
Jun 17, 2017	Deed of Trust, Mortgage STATE BK/WATERLOO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	4681 BAUM RD, WATERLOO, IL 62298-4131
Document Number	0000390594
Instrument Date	Jun 17, 2017
Transaction Type	Mortgage
Record Updated	Jul 05, 2017
Title Company	ACCENT TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	130 MAIN ST FULTS IL 622442030, FULTS, IL 62244-2030

Mortgage

Document Number	0000390594
Date	Jun 27, 2017
Instrument	390594

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 26, 2027

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	4681 BAUM RD, WATERLOO, IL 62298-4131
Document Number	0000390593
Instrument Date	Jun 17, 2017
Transaction Type	Mortgage
Record Updated	Feb 04, 2019
Title Company	ACCENT TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4677 BAUM RD WATERLOO IL 62298, WATERLOO, IL 62298

Mortgage

Document Number	0000390593
Date	Jun 27, 2017
Instrument	390593

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2047

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Valmeyer Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,586 (-7.49%) Land $56,886 Building $7,700
2024	$4,432.00		$258,597 (+23.47%) Land $151,761 Building $106,836
2022	Homeowner's exemption Additional exemption filed	$69,814 Land $39,984 Building $29,830	$209,442 Land $119,952 Building $89,490

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

Based on FCC filings for 3 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Baum Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures