480 Union St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 480 Union St, Watsonville, CA 95076

Property Summary

Property Type	Religious, Church, Worship (Synagogue, Temple, Parsonage)
Details	4,860 sqft · built 1939
Lot Size	0.322 acres (14,026 sqft)
Owner	Individual Name on Record
Last Sale	$780,000 (Oct 2019)
Tax Bill	$11,245 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`017-661-28`

Property Details

APN / Parcel Number

Primary APN	`017-661-28`
Alternative APN	`017-661-28-000`

Interior

Stories	1 Story
Building Area	4,860 sqft Gross Area
1st Floor Area	4,860 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Construction Type	Masonry / Concrete Block
Lot Area	14,026 sqft (0.322 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	480 UNION ST
City	WATSONVILLE
State	CA
Zip	95076-4619
Property Category	Other
Property Type	Other > Religious, Church, Worship (Synagogue, Temple, Parsonage)
Legal Subdivision	WATSONVILLE
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1002
Census Tract	110301

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 ALEXANDER ST, B, WATSONVILLE, CA 95076-4626
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2019 · Amount on Record
Deed Sale	Oct 17, 2019 · Amount on Record
Prior Sale	Jun 18, 2007 · Amount on Record
Deed Document Number	201932035
Prior Transfer Date	Aug 6, 2013
Prior Transfer Doc	0000041418
Record Updated	Sep 20, 2026

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 17, 2019
Property Address	480 UNION ST, WATSONVILLE, CA 95076-4619
Document Number	0000032035
Map Reference	VOL 3526 PG 118
Instrument Date	Oct 2, 2019
Instrument	2019-0032035
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 ALEXANDER ST STE B, B, WATSONVILLE, CA 95076-4626

Mortgage

Document Number	0000032036
Date	Oct 17, 2019
Instrument	2019-0032036

Lender

Name	MONTEREY COUNTY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$870,105 (+2%) Land $557,760 Building $312,345
2025	$11,245.00 (+12.47%)	$853,044 (+4.04%) Land $546,823 Building $306,221
2023	$9,998.00 (+1.83%)	$819,919 Land $525,589 Building $294,330
2022	$9,818.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Etheric Networks, Verizon.

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