226 Union St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 226 Union St, Watsonville, CA 95076

Property Summary

Property Type	Multi-Family Dwellings
Details	8 bd · 3.5 ba · 2,687 sqft · built 1919
Lot Size	0.06 acres (2,614 sqft)
Owner	Company Name on Record
Last Sale	$382,000 (May 2001)
Tax Bill	$10,211 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2022 Transfer + 1 more
Flood Zone	Zone AH (high risk)
APN	`017-601-33`

Property Details

APN / Parcel Number

Primary APN	`017-601-33`
Alternative APN	`017-601-33-000`

Interior

Bedrooms	8 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	2,687 sqft Total Area

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Multi-Family
Construction Type	Wood
Lot Area	2,614 sqft (0.06 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	230 UNION ST
City	WATSONVILLE
State	CA
Zip	95076-5048
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Subdivision	HAWKINS PECKHAMS
Legal Lot Number	34
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1007
Census Tract	110301

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	215 KIRSTEN CT, WATSONVILLE, CA 95076-6115
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Oct 26, 2022	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Oct 26, 2022	Correction Deed FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2001 · Amount on Record
Deed Sale	May 16, 2001 · Amount on Record
Prior Sale	Jul 11, 1997 · Amount on Record
Deed Document Number	200128667
Last Transfer Date	Oct 11, 2022
Transfer Doc	0000029293
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	226 UNION ST, WATSONVILLE, CA 95076-5048
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 JASMINE LN, WATSONVILLE, CA 95076-6111

Mortgage

Document Number	0000017392
Date	Mar 25, 2021
Instrument	2021-0017392

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 26, 2022
Property Address	226 UNION ST, WATSONVILLE, CA 95076-5048
Document Number	0000029293
Map Reference	VOL 4 PG 26
Instrument Date	Oct 11, 2022
Instrument	2022-0029293
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	165 JASMINE LN, CORRALITOS, CA 95076-6111

October 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 26, 2022
Property Address	226 UNION ST, WATSONVILLE, CA 95076-5048
Document Number	0000029292
Map Reference	VOL 6 PG 34
Instrument Date	Oct 11, 2022
Instrument	2022-0029292
Record Updated	Sep 5, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	165 JASMINE LN, WATSONVILLE, CA 95076-6111

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$751,500 (+2%) Land $393,514 Building $357,986
2025	$10,211.00 (+12.27%)	$736,764 (+4.04%) Land $385,798 Building $350,966
2023	$9,095.00 (+4.23%)	$708,155 Land $370,817 Building $337,338
2022	$8,726.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Etheric Networks, Verizon.

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