480 Turning Stone, Cibolo, TX 78108 Property Records

Guadalupe County property record for 480 Turning Stone, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,586 sqft · built 2018
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$474,800 (Aug 2021)
Tax Bill	$6,681 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2019 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1G3995W41105600000`

Property Details

APN / Parcel Number

Primary APN	`1G3995W41105600000`
Alternative APNs	`000000158007` `000000260381` `158007`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,586 sqft Living Area
Gross Area	3,322 sqft
1st Floor Area	2,166 sqft
2nd Floor Area	420 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	121 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	480 TURNING STONE
City	CIBOLO
State	TX
Zip	78108-4412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TURNING STONE UNIT-W4 BLOCK 11 LOT 56 0.1722 AC
Legal Subdivision	TURNING STONE UNIT-W4
Legal Tract	56
Legal Block	11
Legal Lot Number	56
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1037
Census Tract	210713

Owner

480 Turning Stone is owned and occupied by an individual who bought it in August 2021.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	480 TURNING STONE, CIBOLO, TX 78108-4412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Vendor's Lien, Transfer · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD
Jun 21, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE
Sep 14, 2018	Loan Modification, Mortgage ALAMO TITLE COMPANY, ALAMO TITLE CO
Jul 12, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE
Mar 21, 2017	Warranty Deed, Transfer PROVIDENCE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2021 · Amount on File
Deed Sale	Aug 5, 2021 · Amount on File
Prior Sale	Aug 5, 2021 · Amount on File
Deed Document Number	202199027134
Prior Transfer Date	Aug 2, 2021
Prior Transfer Doc	0099027134
Record Updated	Sep 20, 2026

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Aug 5, 2021
Property Address	480 TURNING STONE, CIBOLO, TX 78108-4412
Document Number	0099027134
Map Reference	VOL 8 PG 343&344
Instrument Date	Aug 2, 2021
Instrument	202199027134
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 TURNING STONE, CIBOLO, TX 78108-4412

Mortgage

Document Number	0099027135
Date	Aug 5, 2021
Instrument	202199027135

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jun 21, 2019
Property Address	480 TURNING STONE, CIBOLO, TX 78108-4412
Document Number	0000013649
Instrument Date	Jun 19, 2019
Instrument	13649
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	480 TURNING STONE CIBOLO TX 781084412, CIBOLO, TX 78108-4412

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GUADALUPE TX
Property Address	480 TURNING STONE, CIBOLO, TX 78108-4412
Document Number	0000021470
Instrument Date	Sep 14, 2018
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2005 NE GREEN OAKS BLVD #150 ARLINGTON TX 760063289, 150, ARLINGTON, TX 76006-3289

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jul 12, 2018
Property Address	480 TURNING STONE, CIBOLO, TX 78108-4412
Document Number	0000015478
Instrument Date	Jun 21, 2018
Instrument	15478
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16500 SAN PEDRO AVE #495 SAN ANTONIO TX 782322253, 495, SAN ANTONIO, TX 78232-2253
Investor	Possibly a Property Investor

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Mar 21, 2017
Property Address	480 TURNING STONE, CIBOLO, TX 78108-4412
Document Number	0000006267
Instrument Date	Mar 17, 2017
Instrument	6267
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	PROVIDENCE TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	607 E SONTERRA BLVD #108 SAN ANTONIO TX 782584283, 108, SAN ANTONIO, TX 78258-4283

Tax Assessment & Valuation

The 2025 property tax bill for 480 Turning Stone was $6,681 with a homeowner's exemption, down 9% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$414,940 (-2.42%) Land $47,162 Building $367,778	$414,940 (-2.42%) Land $47,162 Building $367,778
2025	$6,681.00 (-8.97%) Homeowner's exemption	$425,245 Land $43,981 Building $381,264	$425,245 Land $43,981 Building $381,264
2024	$7,339.00 (+11.28%)
2023	$6,595.00 (-18.64%) Homeowner's exemption	$401,242 Land $66,341 Building $334,901	$401,242 Land $66,341 Building $334,901
2022	$8,106.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 480 Turning Stone in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (1997–2026)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 480 Turning Stone is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Guadalupe Valley Electric Cooperative Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

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