477 Turning Stone, Cibolo, TX 78108 Property Records

Guadalupe County property record for 477 Turning Stone, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,346 sqft · built 2020
Lot Size	0.242 acres (10,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$406,700 (Feb 2021)
Tax Bill	$1,130 (2023)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1G3995W40112800000`

Property Details

APN / Parcel Number

Primary APN	`1G3995W40112800000`
Alternative APNs	`000000157999` `000000253899` `157999`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,346 sqft Living Area
Gross Area	3,894 sqft
1st Floor Area	1,746 sqft
2nd Floor Area	16,005 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,530 sqft (0.242 acres)
Lot Dimensions	130 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	477 TURNING STONE
City	CIBOLO
State	TX
Zip	78108-4412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TURNING STONE UNIT-W4 BLOCK 1 LOT 128 0.2417 AC
Legal Subdivision	TURNING STONE UNIT-W4
Legal Tract	128
Legal Block	1
Legal Lot Number	128
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1000
Census Tract	210713

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	477 TURNING STONE, CIBOLO, TX 78108-4412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 24, 2021	Vendor's Lien, Subdivision Related Transfer · VA Mortgage ANGEL OAK HOME LOANS LLC
Oct 6, 2017	Warranty Deed, Transfer DHI TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2021 · Amount on Record
Deed Sale	Feb 24, 2021 · Amount on Record
Prior Sale	Feb 24, 2021
Deed Document Number	202199006074
Prior Transfer Date	Feb 22, 2021
Prior Transfer Doc	0099006074
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	477 TURNING STONE, CIBOLO, TX 78108-4412
Transaction Type	Mortgage
Record Updated	Apr 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099000786
Date	Jan 7, 2022
Instrument	202299000786

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Feb 24, 2021
Property Address	477 TURNING STONE, CIBOLO, TX 78108-4412
Document Number	0099006074
Map Reference	VOL 8 PG 343&344
Instrument Date	Feb 22, 2021
Instrument	202199006074
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 18, 2023
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 TURNING STONE, CIBOLO, TX 78108-4412

Mortgage

Document Number	0099006075
Date	Feb 24, 2021
Instrument	202199006075

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Oct 6, 2017
Property Address	477 TURNING STONE, CIBOLO, TX 78108-4412
Document Number	0000023842
Instrument Date	Oct 5, 2017
Instrument	23842
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	DHI TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	211 N LOOP 1604 E #130 SAN ANTONIO TX 782321242, 130, SAN ANTONIO, TX 78232-1242

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$490,881 (+4.79%) Land $55,631 Building $435,250	$490,881 (+4.79%) Land $55,631 Building $435,250
2025		$468,462 (-3.51%) Land $55,054 Building $413,408	$468,462 (-3.51%) Land $55,054 Building $413,408
2023	$1,130.00 (+59.15%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$485,487 Land $80,268 Building $405,219	$485,487 Land $80,268 Building $405,219
2022	$710.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (1997–2026)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Guadalupe Valley Electric Cooperative Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

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