Humboldt County property record for 480 Stephens Ln, Bayside, CA 95524
| Property Type | Rural Home |
|---|---|
| Lot Size | 2.53 acres (110,213 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,340 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 501-092-051-000 |
| Primary APN | 501-092-051-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 110,213 sqft (2.53 acres) |
|---|
| Old Parcel Number | 50109251 |
|---|---|
| Street Address | 480 STEPHENS LN |
| City | BAYSIDE |
| State | CA |
| Zip | 95524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AG |
| Legal Description | PARCEL 1 PARCEL MAP 306 BK 3 PM PG 66 |
| Legal Range | 01E |
| Legal Township | 05N |
| Legal Section | 09 |
| Jurisdiction | HUMBOLDT CA |
| Township / Civil Division | ARCATA |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 900 |
Source: Humboldt County records · APN 501-092-051-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 164, BAYSIDE, CA 95524-0164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 19, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Property Address | 480 STEPHENS LN, BAYSIDE, CA 95524 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1480 STEPHENS LN, BAYSIDE, CA 95524 |
| Document Number | 0000002030 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 2022-002030 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Property Address | 480 STEPHENS LN, BAYSIDE, CA 95524 |
| Document Number | 0000018752 |
| Instrument Date | Sep 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 480 STEPHENS LN BAYSIDE CA 95524, BAYSIDE, CA 95524 |
| Document Number | 0000018752 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 18752 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 15, 2050 |
Source: Humboldt County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Humboldt County |
| Secondary School District | Northern Humboldt Union High School District (09 - 12) |
| Elementary School District | Jacoby Creek Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,340.00 (+2.84%) Homeowner's exemption | $103,491 (+4.04%) Land $20,458 Building $83,033 |
| 2023 | $1,303.00 (+0.23%) Homeowner's exemption | $99,473 Land $19,664 Building $79,809 |
| 2022 | $1,300.00 |
Source: FEMA National Flood Hazard Layer as of August 25, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2006–2016) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jan 2016 · river or lake flooding |
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Cable | 940 / 35 |
| 101Netlink Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 53 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ARCATA serves 18,857 people |
|---|---|
| Water Source | Purchased groundwater from HUMBOLDT BAY MWD |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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