Humboldt County property record for 450 Stephens Ln, Bayside, CA 95524 · Last verified July 2026
| Property Type | Rural Home |
|---|---|
| Lot Size | 2.43 acres (105,850 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Apr 2026) |
| Tax Bill | $4,336 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 501-092-052-000 |
| Primary APN | 501-092-052-000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 105,850 sqft (2.43 acres) |
|---|
| Street Address | 450 STEPHENS LN |
|---|---|
| City | BAYSIDE |
| State | CA |
| Zip | 95524-9316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PARCEL 2 PARCEL MAP 306 BK 3 PM PG 66 |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | HUMBOLDT CA |
| Township / Civil Division | ARCATA |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 900 |
Source: Humboldt County records · APN 501-092-052-000
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 430 S K ST, LOMPOC, CA 93436-7710 |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on Record |
| Deed Sale | Apr 30, 2026 · Amount on Record |
| Prior Sale | Nov 23, 2005 · Amount on Record |
| Deed Document Number | 20265347 |
| Prior Transfer Date | Mar 05, 2003 |
| Prior Transfer Doc | 0000008099 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Recording Date | Apr 30, 2026 |
| Property Address | 450 STEPHENS LN, BAYSIDE, CA 95524-9316 |
| Document Number | 0000005347 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 20265347 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $49,995.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 430 S K ST, LOMPOC, CA 93436-7710 |
| Document Number | 0000005348, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 20265348 |
| Name | CREDIT HUMAN FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Humboldt County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Humboldt County |
| Secondary School District | Northern Humboldt Union High School District (09 - 12) |
| Elementary School District | Jacoby Creek Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,336.00 (+2.85%) | $380,679 (+4.04%) Land $348,469 Building $32,210 |
| 2024 | $4,216.00 (+0.43%) | |
| 2023 | $4,198.00 (+0.1%) | $365,899 Land $334,939 Building $30,960 |
| 2022 | $4,194.00 |
Source: FEMA National Flood Hazard Layer, Humboldt County (06023C), updated August 25, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060230009004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2006–2016) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jan 2016, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 11% of California |
|---|---|
| Wildfire Likelihood | About 1 in 2,703 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 53 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Cable | 940 / 35 |
| 101Netlink | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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