480 Smitherman Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 480 Smitherman Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,114 sqft · built 2023
Lot Size	5.66 acres (246,550 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Mar 2022)
Tax Bill	$5,590 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2023 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`0037A023000`

Property Details

APN / Parcel Number

Primary APN	`0037A023000`
Alternative APNs	`0037A023` `17929`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,114 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	246,550 sqft (5.66 acres)
Garage Area	825 sqft
Porch	Slab
Deck Area	546 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17929
Street Address	480 SMITHERMAN RD
City	RINGGOLD
State	GA
Zip	30736-7330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PT LL 115 28/3
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	3
Census Block	3004
Census Tract	30201

Owner

Source: Catoosa County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	480 SMITHERMAN RD, RINGGOLD, GA 30736-7330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage CITIZENS BANK
May 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK
Jul 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK
May 4, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 23, 2022	Warranty Deed, Transfer
Mar 10, 2022	Warranty Deed, Transfer
May 13, 2021	Warranty Deed, Transfer FOUNDATION TITLE
May 12, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2022 · Amount on Record
Deed Sale	Mar 24, 2022 · Amount on Record
Prior Sale	Mar 11, 2022 · Amount on Record
Deed Document Number	2022627
Deed Book / Page	2210 / 318
Last Transfer Date	May 4, 2022
Transfer Doc	0022190623
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	480 SMITHERMAN RD, RINGGOLD, GA 30736-7330
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 SMITHERMAN RD, RINGGOLD, GA 30736-7330

Mortgage

Document Number	0024370000000721
Date	Mar 20, 2026
Book Page	0000002437/0000000721

Lender

Name	CITIZENS BANK

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	480 SMITHERMAN RD, RINGGOLD, GA 30736-7330
Transaction Type	Mortgage
Record Updated	Jun 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 SMITHERMAN RD, RINGGOLD, GA 30736-7330

Mortgage

Document Number	0022780000000176
Date	May 24, 2023
Book Page	0000002278/0000000176
Instrument	003349

Lender

Name	FIRST CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	480 SMITHERMAN RD, RINGGOLD, GA 30736-7330
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 LAYMAN LN, RINGGOLD, GA 30736-7966

Mortgage

Document Number	0022340000000094
Date	Jul 22, 2022
Book Page	0000002234/0000000094
Instrument	006199

Lender

Name	FIRST CITIZENS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2023

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	May 4, 2022
Property Address	480 SMITHERMAN RD, RINGGOLD, GA 30736-7330
Document Number	0022190623
Book / Page	2219 / 623
Instrument Date	May 4, 2022
Instrument	2022-001016
Transaction Type	Transfer
Record Updated	Nov 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 LAYMAN LN, RINGGOLD, GA 30736-7966

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Mar 23, 2022
Property Address	480 SMITHERMAN RD, RINGGOLD, GA 30736-7330
Document Number	0022100318
Book / Page	2210 / 318
Instrument Date	Mar 23, 2022
Instrument	2022-000627
Transaction Type	Transfer
Record Updated	Nov 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 LAYMAN LN, RINGGOLD, GA 30736-7966

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Mar 10, 2022
Property Address	480 SMITHERMAN RD, RINGGOLD, GA 30736-7330
Document Number	0022080095
Book / Page	2208 / 95
Instrument Date	Mar 10, 2022
Instrument	2022-000526
Transaction Type	Transfer
Record Updated	Nov 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5596 TUCKER RD, OOLTEWAH, TN 37363-8105

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	May 13, 2021
Property Address	480 SMITHERMAN RD, RINGGOLD, GA 30736-7330
Document Number	0021370197
Book / Page	002137 / 000197
Instrument Date	May 12, 2021
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Tax	$55.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	SMITHERMAN RD RINGGOLD GA 30736, RINGGOLD, GA 30736

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	May 12, 2021
Property Address	480 SMITHERMAN RD, RINGGOLD, GA 30736-7330
Document Number	0021370197
Book / Page	2137 / 197
Instrument Date	May 12, 2021
Instrument	2021-001040
Transaction Type	Transfer
Record Updated	Nov 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	SMITHERMAN RD, RINGGOLD, GA 30736

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,590.00 (+749.54%)	$294,457 (+817.94%) Land $49,135 Building $245,322	$736,142 (+817.95%) Land $122,837 Building $613,305
2023	$658.00 (+13.25%)	$32,078 Land $32,078	$80,194 Land $80,194
2022	$581.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 47% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

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