440 Smitherman Rd, #446, Ringgold, GA 30736 Property Records

Catoosa County property record for 440 Smitherman Rd, #446, Ringgold, GA 30736

Property Summary

Property Type	Duplex
Details	2 ba · 1,864 sqft · built 1979
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$93,000 (Jun 2017)
Tax Bill	$1,915 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0037C030000`

Property Details

APN / Parcel Number

Primary APN	`0037C030000`
Alternative APNs	`0037C030` `18020`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,864 sqft Heated Area
1st Floor Area	1,864 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Architectural Style	Two-Family
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	210 ft deep x 99 ft wide
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18020
Old Parcel Number	0037C030000
Street Address	440 SMITHERMAN RD # 446, 446
City	RINGGOLD
State	GA
Zip	30736-7330
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2
Legal Description	LOT 7 MAYAPPLE SUB
Legal Subdivision	MAYAPPLE SUB
Legal Lot Number	7
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	3
Census Block	3004
Census Tract	30201

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	176 CANARY CIR, RINGGOLD, GA 30736-4968
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage COLONIAL SAVINGS
Sep 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2017 · Amount on Record
Deed Sale	Jun 5, 2017 · Amount on Record
Deed Document Number	0001883265
Deed Book / Page	1883 / 265
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	440 SMITHERMAN RD # 446, 446, RINGGOLD, GA 30736-7330
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 446 SMITHERMAN RD

Mortgage

Document Number	0021760000000265
Date	Oct 18, 2021
Book Page	0000002176/0000000265
Instrument	010184

Lender

Name	COLONIAL SAVINGS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	440 SMITHERMAN RD # 446, 446, RINGGOLD, GA 30736-7330
Document Number	0020090389
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	REALTY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	440 SMITHERMAN RD #446 RINGGOLD GA 307367330, 446, RINGGOLD, GA 30736-7330

Mortgage

Document Number	0020090389
Date	Sep 19, 2019
Book Page	002009/000389

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2049

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,915.00 (+39.37%)	$96,394 (+56.98%) Land $10,140 Building $86,254	$240,985 (+56.98%) Land $25,349 Building $215,636
2023	$1,374.00 (+25.94%)	$61,407 Land $10,140 Building $51,267	$153,517 Land $25,349 Building $128,168
2022	$1,091.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

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