480 Saddle Ln, Ojai, CA 93023 Property Records

Ventura County property record for 480 Saddle Ln, Ojai, CA 93023

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,146 sqft · built 1989
Lot Size	3.31 acres (144,619 sqft)
Owner	Company Name on File
Tax Bill	$16,920 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`024-0-132-055`

Property Details

APN / Parcel Number

Primary APN	`024-0-132-055`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,146 sqft Living Area
1st Floor Area	2,856 sqft
2nd Floor Area	1,290 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Traditional
Exterior Material	Wood
Roof Material	Tile
Lot Area	144,619 sqft
Garage Area	1,408 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	500 sqft
Porch	Porch
Porch Area	75 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	480 SADDLE LN
City	OJAI
State	CA
Zip	93023-4204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO4
Legal Description	TRACT: 353100 LOT: 15 REF: 091MR 095
Legal Subdivision	3531
Legal Tract	353100
Legal Block	132
Legal Lot Number	15
Jurisdiction	VENTURA CA
Township / Civil Division	OJAI-MIRA MONTE
Census Block Group	2
Census Block	2017
Census Tract	902

Owner

Source: Ventura County records · APN 024-0-132-055

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	480 SADDLE LN, OJAI, CA 93023-4204
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Dec 18, 2008
Transfer Doc	0000059550
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	480 SADDLE LN, OJAI, CA 93023-4204
Transaction Type	Mortgage
Record Updated	Jul 15, 2021
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 SADDLE LN, OJAI, CA 93023-4204

Mortgage

Document Number	0000126159
Date	Jul 01, 2021
Instrument	20210701-00126159

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Ojai City
Unified School District	Ojai Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,213,341 (+2%) Land $586,204 Building $627,137
2025	$16,920.00 (+2.27%) Homeowner's exemption	$1,189,550 (+4.04%) Land $574,709 Building $614,841
2024	$16,545.00 (+3.4%)
2023	$16,001.00 (+1.44%) Homeowner's exemption	$1,143,359 Land $552,392 Building $590,967
2022	$15,774.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), as of September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 061110009022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	48 (1986–2023)
Claims Outside the SFHA	27 of 48
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Debris Flows, And Mudslides, Jan 2005 · 22 claims Severe Winter Storms And Flooding, Mar 1998 · 21 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, California Internet, Verizon.

Based on FCC filings for 114 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA5610014, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OJAI WATER SYSTEM private · serves 6,801 people
Water Source	Purchased surface water from CASITAS MUNICIPAL WATER DIST
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.