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480 S Oak Ave, Bartow, FL 33830 Property Records

Polk County property record for 480 S Oak Ave, Bartow, FL 33830

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,241 sqft · built 1920
Lot Size0.353 acres (15,368 sqft)
Owner2 Individual Names on Record
Last Sale$95,000 (Jul 2016)
Tax Bill$1,056 (2025)
Deeds & MortgagesMay 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN25-30-05-378000-005260

Property Details

APN / Parcel Number

Primary APN25-30-05-378000-005260
Alternative APNs
  • 053025378000005260
  • 53025000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,241 sqft Living Area
Gross Area1,475 sqft
1st Floor Area1,241 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialWood
Construction TypeWood
Foundation TypePier/Post & Beam
Roof TypeHip
Roof MaterialOther
Lot Area15,368 sqft (0.353 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area234 sqft

Exterior Amenities

PorchEnclosed/Unfinished Porch
Porch Area206 sqft
Shed1 Shed
Utility Building50 sqft

Location & Zoning

Street Address480 S OAK AVE
CityBARTOW
StateFL
Zip33830-4839
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionBLOUNT & WHITLEDGE SUB DB I PG 163 BLK 5 LOTS 26 TO 28
Legal Range25E
Legal Township30S
Legal Section05
Legal SubdivisionBLOUNT AND WHITLEDGE SUBDIVISION
Legal Tract378000
Legal Block5
Legal Lot Number26-28
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group1
Census Block1011
Census Tract15200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the South Bartow Residential District
listed 1993 · 204 contributing resources · NRIS 93000394

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address480 S OAK AVE, BARTOW, FL 33830-4839
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2016 · Amount on Record
Deed SaleJul 7, 2016 · Amount on Record
Prior SaleDec 24, 2003 · Amount on Record
Deed Document Number2016122483
Deed Book / Page9870 / 1427
Record UpdatedOct 29, 2026

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address480 S OAK AVE, BARTOW, FL 33830-4839
Document Number0105312139
Instrument DateMay 10, 2018
Transaction TypeMortgage
Record UpdatedJul 11, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address480 S OAK AVE BARTOW FL 338304839, BARTOW, FL 33830-4839

Mortgage

Document Number0105312139
DateJun 28, 2018
Book Page010531/002139
Instrument138001
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 27, 2048
Interest
Rate3.5%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBartow City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$103,979 (+2.7%)$208,815 (-1.45%) Land $65,833 Building $142,982
2025$1,056.00 (-16.78%) Homeowner's exemption$101,245 (+5.99%)$211,886 (+10.16%) Land $63,601 Building $148,285
2023$1,269.00 (+18.82%) Homeowner's exemption$95,526 (+3%)$192,350 (+15.17%) Land $29,172 Building $163,178
2022$1,068.00 Homeowner's exemption$92,744$167,021 Land $24,599 Building $142,422

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BARTOW
serves 21,501 people · EPA ID FL6530315
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Spectrum, Verizon.

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