295 S Oak Ave, Bartow, FL 33830 Property Records

Polk County property record for 295 S Oak Ave, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,323 sqft · built 1925
Lot Size	0.107 acres (4,648 sqft)
Owner	2 Company Names on Record
Last Sale	$158,100 (Aug 2026)
Tax Bill	$2,083 (2025)
Deeds & Mortgages	Aug 2026 Sale Jun 2023 Sale & Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-30-05-378500-004610`

Property Details

APN / Parcel Number

Primary APN	`25-30-05-378500-004610`
Alternative APNs	`053025378500004610` `53025000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,323 sqft Living Area
1st Floor Area	1,323 sqft
Flooring	Terrazzo
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1960
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Other
Lot Area	4,648 sqft (0.107 acres)
View / Lot	Commercial/Industrial
Porch	Unfinished Open Porch
Porch Area	252 sqft

Location & Zoning

Street Address	295 S OAK AVE
City	BARTOW
State	FL
Zip	33830-4837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESUB OF BLOUNT & WHITLEDGE SUB PB 6 PG 32 BLK 4 LOT 61 & LOT 62 N OF ST & BLOUNT & WHITLEDGE SUB DB I PG 163 BLK 6 THAT PART LOT 8 MORE PART DESC AS: S 58.94 FT OF FOLL DESC: BEG 105 FT S OF NE COR OF SAID LOT 8 RUN W 10 FT S TO ST E 10 FT N TO BEG
Legal Range	25E
Legal Township	30S
Legal Section	05
Legal Subdivision	BLOUNT AND WHITLEDGE RESUBDIVISION
Legal Block	4
Legal Lot Number	61,62
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	2
Census Block	2017
Census Tract	15102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Bartow Residential District listed 1993 · 204 contributing resources · NRIS 93000394

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	271 N SHORE DR, 201, PITTSBURGH, PA 15212-5845
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Certificate of Transfer, Transfer
Jun 22, 2023	Warranty Deed, Transfer · Stand-Alone Second Mortgage KIAVI FUNDING INC
Mar 17, 2023	Agreement of Sale, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2026 · Amount on Record
Deed Sale	Aug 5, 2026 · Amount on Record
Prior Sale	Jun 22, 2023 · Amount on Record
Deed Document Number	2026187270
Deed Book / Page	14102 / 1789
Record Updated	Oct 29, 2026

August 2026: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	POLK FL
Recording Date	Aug 5, 2026
Property Address	295 S OAK AVE, BARTOW, FL 33830-4837
Document Number	0000187270
Book / Page	14102 / 1789
Instrument Date	Aug 5, 2026
Instrument	2026187270
Transaction Type	Transfer
Record Updated	Oct 23, 2026

Transaction

Amount	Amount Recorded
Tax	$111,776.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Investor	Possibly a Property Investor

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 22, 2023
Property Address	295 S OAK AVE, BARTOW, FL 33830-4837
Document Number	0000146839
Book / Page	12738 / 1483
Map Reference	MB 6 PG 32
Instrument Date	Jun 12, 2023
Instrument	2023146839
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 US HIGHWAY 1B, NORTH PALM BEACH, FL 33408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6077 ANGLIA DR, JACKSONVILLE, FL 32244-2470

Mortgage

Document Number	0127381485
Date	Jun 22, 2023
Instrument	12738/1485

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2023: Agreement of Sale, Transfer

Document Type	Agreement of Sale
Jurisdiction	POLK FL
Recording Date	Mar 17, 2023
Property Address	295 S OAK AVE, BARTOW, FL 33830-4837
Document Number	0000063398
Book / Page	12620 / 1370
Map Reference	MB 6 PG 32C
Instrument Date	Mar 16, 2023
Instrument	2023063398
Transaction Type	Transfer
Record Updated	Mar 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 S OAK AVE, BARTOW, FL 33830-4837

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,819 (-0.47%) Land $23,245 Building $90,574	$113,819 (-0.47%) Land $23,245 Building $90,574
2025	$2,083.00 (+0.63%)	$114,355 (+1.3%) Land $22,082 Building $92,273	$114,355 (+1.3%) Land $22,082 Building $92,273
2023	$2,070.00 (+21.91%)	$112,882 (+10.33%) Land $10,692 Building $102,190	$112,882 (+10.33%) Land $10,692 Building $102,190
2022	$1,698.00	$102,315 Land $9,065 Building $93,250	$102,315 Land $9,065 Building $93,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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